Independent Auto Insurance Reviews

Allstate Auto Insurance Reviews

(61 reviews)
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Category: Billing, Payments
(1.4 out of 5 stars)
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Poor Company

 
(1.0 out of 5 stars)
by MC Jun 29, 2020
...I had five months car insurance with Allstate. There was a problem with my credit card and they couldn't withdraw money for two months. They didn't notify me to solve the problem so I didn't know. After two months they sent a letter that I have to pay the whole year instead of month to month because they couldn't withdraw for the last two months. I didn't accept it because it wasn't my fault so I cancelled with the company. Never recommend it...
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Avoid Allstate

 
(2.0 out of 5 stars)
by princess Jun 29, 2020
...Learn from my mistake - AVOID Allstate! In September 2019, I decided to research for an auto insurance provider offering a better rate. After speaking with 6 different providers, I settled with Allstate. However, DO NOT be fooled by their marketing. I got hit by a Dodge Caravan, on June 12th, 2020 after performing a left turn. The driver was driving way past a 30km limit, in a construction zone. Had he respected his speed limit, AND kept his right lane, this accident could have been avoided (I am convinced he passed a red light). My rear driver door was completely smashed in, but all he got was minor bumper damage on his right side. Yet, Allstate, declared me 100% responsible. In my 20+ years of driving, with only no-fault accidents, and having worked as a driving instructor, I am appalled. The driver who hit me was not only responsible but he was rude and he omitted important information on the Joint Accident Report. It's ridiculous that an insurance company won't consider the action of this reckless driver, especially considering a lack of character by not fully completing a document. To make matters worse, my long-term garage was not part of their Authorized Dealers. I found this extremely odd as every other insurance company ALWAYS referred me to them. Due to this, I received a cheque in the mail (minus my deductible) prior to even getting my car back!!! Who mails out a cheque when the work has not been completed? A savings of $5/mth has resulted in unnecessary stress and time working on contesting an accident that was clearly not my fault. Now I am out-of-pocket of a $500 deductible and a premium increase. All the while, Mr. White Dodge, continues to drive recklessly since he omitted his insurance company name and driver's licence on the report. Note to self: if your instinct tells you something is wrong, call the cops! FYI: I will be contesting this Allstate decision...
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Liars and cheats

 
(1.0 out of 5 stars)
by Teesnah Jun 23, 2020
...I called Allstate to get a monthly payment deferred, as money is tight right now during the COVID 19 pandemic. I was told to call back within 4-10 business days to process the deferral and was assured my bank account would not automatically be charged as it normally is every month. I wake up today and check my bank account to see they have charged me. That was the last bit of money I had this money just to EAT, and now I have nothing. I called them back and they said it doesn't matter what the last person told me, most likely they cannot refund the payment and even if they can it will take another 4-10 days - so I guess they’re ok with me starving for a week. Thieves...
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COVID-19 money

 
(2.0 out of 5 stars)
by Sumaiya May 23, 2020
...I have zero tickets, no accident in the last 10 years. Nothing has changed since last year, yet my premium went up by $9 despite the additional discount from driving. They gave me a poor explanation. I haven’t seen such an increase in 7 years which makes me wonder if I am paying $100 more in 2020 for the $30 one time COVID-19 payment I received. Maybe they took the extra $60 to cover up payment for others with much higher premiums since the 25% of a month’s premium was decided by the ministry.COVID-19 money was taken from us, Allstate never takes a loss...
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Horrible

 
(1.0 out of 5 stars)
by Allstate Mar 07, 2020
...These people are absolutely horrible to deal with. Not a single person actually cares and is willing to go above answering a phone call under the circumstances. I cancelled my policy with them and they still kept taking money out of my account for renewal. Like really? I did everything that they requested me to do and afterword they started telling me more and more about their “policy” now I’m not going to get a refund for another 15 days... I will NEVER EVER insure with them again...
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Very bad experience

 
(1.0 out of 5 stars)
by anonymous Feb 06, 2020
...I am very sad to say that I had a horrible experience with Allstate car insurance claim. I submitted a claim in January 2020 and waited a month for my claim to be closed. I have been calling almost every day to check the status of the claim and it was "still under investigation" with no quote and nothing. I explained to them that I have a baby girl and need to get the car repaired asap. It was completely frustrating, I was feeling so anxious and stressed and just wanted them to close it asap just to move forward. In the end, they didn't end up paying for the claim due to some complications. It is disappointing because I felt like they didn't care that I have a small baby in the car. Another note I wanted to bring up is that their app mirror me is not working properly. I submitted the pictures but they kept saying they never received it, etc... and that they have system problems, etc. This is not my problem... they should be able to give me an answer and the agents on the phone had no clue as each one of them kept saying different things. I ended up going to a garage and paying for the cost on my own. I am very unhappy with this experience and suggest to avoid them at all costs...
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Won't work with you at all

 
(1.0 out of 5 stars)
by Mandy Jan 02, 2020
...Customers for 3 years just at this address. Called when the bank was having issues to hold payment until it was fixed, told nothing they could do and we'd have to stop it on our end to avoid fees with the bank. Put on a 10 day stop payment until the bank issue was fixed. Called back to see if they could take out double payment next time, nope have to pay it. Called when the bank was fixed, told because of stop payment we had to pay the full balance for the year. Explained situation and that we had called before it happened and tried to take care of it, still told to pay for the full year or be cancelled. Not willing to work with their customers at all, give advice that they screw you over with, plus they want to charge us a $50 fee for each time they tried to take the payment out of the bank after we told them not to. Avoid at all costs! Nothing but a headache and poor customer service. If I could give 0 stars, I would...
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Do not go with them!

 
(1.0 out of 5 stars)
by Trisha Dec 17, 2019
...I have been with Allstate Insurance for almost 2 years. I moved addresses, with a difference of about 45 minutes. Allstate then informed me that my premium would be over $800 dollars over the next 2 months. It was previously $199 a month. I then advised them that I would be cancelling my insurance. They told me I would have to come into their office to terminate my insurance. Their business hours were the same hours that I worked. I then took time off of work and drove 30 minutes to the closest Allstate office. I got there and it was closed. I called the office and they informed me that they were by appointment only. The agent that I spoke to then told me that I could terminate my insurance simply by emailing them a termination letter with my signature. At this point, I had already spoken with half a dozen agents, none of which had told me I could terminate via email. I then asked if there would be a termination fee. The agent I spoke to informed me that I would actually be reimbursed $249. I terminated with Allstate and signed with another company. It had been about 6 weeks and I will have not received my reimbursement cheque. I had been corresponding with an agent via email about my reimbursement over these 6 weeks and she ensured me that it would arrive shortly. Finally, I had enough and I called Allstate. The next agent then told me I owed Allstate $173 and that I would not be receiving my reimbursement cheque. I have had nothing but problems with this company. The majority of the agents that I spoke to were rude and did not seem to want to help. I was offered little to no explanation as to why the refund was cancelled and that I now owed them money. Do not go with Allstate Insurance! They do not take care of their customers and personally, they left me much worse off than I would have been had I gone with another company...
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Poo client care

 
(1.0 out of 5 stars)
by Never Allstate Dec 11, 2019
...I was in an accident last year in which I was injured and still to this day am. It's been a constant fight to get income replacement benefits or proper funding for services needed for recovery which is now getting worse due to nobody properly doing their jobs. The adjusters drag everything and everyone to the breaking point. Really only there to take your money and when you need the help because of someone else negligence it's a long hard fight. After 16 1/2 years, I won't be returning. Allstate is by far the worst...
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Disbelief

 
(1.0 out of 5 stars)
by tammy Nov 30, 2019
...10-year customers. Constant increases over the years. Explanations that they don't set rates, the industry does. We were lazy for years in looking elsewhere but this year our car and home rates were insane. Able to save $1200/year elsewhere! I called our local office to cancel. I went to that office the same day, signed forms. Put a stop payment through our bank on the day our premiums go out...just in case... (because it's an insurance company, right?)... they decided to wait a day and took out our premiums. So brutal. We called the bank just now. They said that the will reverse it, as we put a stop payment. Bank agent says sometimes, the insurance companies will change payee information when they're blocked in order to circumvent stop payment orders! Beware, folks. Wow...
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Cheaper for a reason...

 
(1.0 out of 5 stars)
by Kenn Aug 17, 2019
...Allstate was fine, and much cheaper than alternatives, up until somebody backed into me while I was stopped in a parking lot. I'd have been better off with no insurance. Key points: - Very unresponsive. Do not call when they say they will. Do not respond to emails. Do not respond to voicemails. - Disconnected on half of phone calls while on hold. - They suggest I will not be found at fault, but then settle otherwise at 50/50. Between half the deductible and the absurd premium increase I'm now facing upon renewal, it's exceeded the actual repair cost. - Resist paying rental car fees, even though well under my coverage limit. Timeline: Sun. June 30 3pm: Collision occurs. Sun. June 30 4pm: Reported to Allstate, indicate they don't think I'd be at fault, say an adjuster will follow up by July 2 end of day. Does not happen. Fri. July 5: Call Allstate to find out why I have not been contacted. Told I will be contacted by an adjuster by Mon. July 8 end of day. Does not happen. Tues. July 9: Call Allstate to find out why again I have still not been contacted. They can't find my claim and hang up on me when transferring me to a different department. Tues. July 9: Call Allstate again. Get through and have to repeat everything previously stated June 30. Person I talk to takes over the file and provides me their contact info and a claim number. Again indicates they don't believe I'd be found at fault based on my description. Thur. July 18: Receive call from Allstate adjuster stating 50/50 fault finding. I question it. Get authorization for repair work. Sat. July 20: I send diagram and request clarification regarding fault finding via email. Tues, July 30: Drop off vehicle for repairs. Thur Aug 1: I follow up with request for a response/acknowledgement of my email. Fri. Aug 2: Receive email response indicating I was found partially at fault because I said I was stopped rather than moving forward. Fri. Aug 2: Told repairs complete, but find not everything repaired when I go to pick it up. They keep it to fix those items. Tues. Aug 6: Vehicle is now fully repaired and ready to pick up. Rental vehicle is returned. Fri. Aug 9: Enterprise informs me Allstate refusing charges after Aug 2. Fri. Aug 9 - Thur. Aug 15: Email, leave voicemails, and try calling Allstate adjuster 5+ times. Receive no responses from Rhea Perez. Thur. Aug 15: Call general line. Disconnected while on hold after 20 minutes the first time. Get through to somebody a second time after 10 minutes, who then disconnects me when placed on hold to make a call to the body shop. She calls back and gets the rental car coverage extended to the 6th...
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