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Allstate Auto Insurance Reviews

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(298 reviews)
Allstate
1.4 out of 5 stars:
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Worst Experience

by Jack on Feb 9, 2023
1 out of 5 stars

I had the worst experience with Allstate.
I had a minor ticket (Failed to carry insurance paper while driving), as that was a rental car, and the rental agency took the papers out while cleaning and forgot to put that back. So I get the ticket which was paid for by the rental company.
But I had no idea that time it will show up on my license.

To prove this I had to share all my chats and screenshots with Allstate.
I did that and they asked me to pay for the policy to start. I did the payment a day before my insurance start date. They called me to increase my premium by $600cad.
I told them to cancel my policy and they called back and said ok we will keep it the same.

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Very bad experience

by anonymous on Feb 6, 2020
1 out of 5 stars

I am very sad to say that I had a horrible experience with Allstate car insurance claim. I submitted a claim in January 2020 and waited a month for my claim to be closed. I have been calling almost every day to check the status of the claim and it was "still under investigation" with no quote and nothing. I explained to them that I have a baby girl and need to get the car repaired asap. It was completely frustrating, I was feeling so anxious and stressed and just wanted them to close it asap just to move forward. In the end, they didn't end up paying for the claim due to some complications. It is disappointing because I felt like they didn't care that I have a small baby in the car. Another note I wanted to bring up is that their app mirror me is not working properly. I submitted the pictures but they kept saying they never received it, etc... and that they have system problems, etc. This is not my problem... they should be able to give me an answer and the agents on the phone had no clue as each one of them kept saying different things. I ended up going to a garage and paying for the cost on my own. I am very unhappy with this experience and suggest to avoid them at all costs.

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Bad Claim Experience

by tdot.5555 on Feb 1, 2020
2 out of 5 stars

I have a very unpleasant experience with Allstate & their claims service. There was an incident with my car and another in a private lot back in 2017. The damages were minimal so we didn't file a claim and paid for the damages ourselves but we did file collision report. 2 years later, we came to renew our insurance for 2020 and then that's when we came to know that was a claim that was closed from this incident and it was deemed I was at-fault when that wasn't the case. When I called them, they said they sent 2 letters and they called but we didn't receive anything. They wouldn't open the case either since the dispute period of 1 year has ended. This was very frustrating as we would have disputed it if we knew of such a claim. Fortunately, I had first-time at-fault forgiveness which protected our premiums from this claim however, I didn't need to use it if we had disputed it. Allstate's actions from this incident were completely unacceptable and they should have made more of an effort to contact us when this claim was made.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

very bad experience

by anonymous on Jan 31, 2020
1 out of 5 stars

I had a very bad experience with my recent auto insurance claim. It took almost a month to get it closed and in the end, it was not covered. It is just so disappointing...I don't want to be with them anymore...avoid at all costs

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WOULD GIVE 0 IF I COULD

by LKS on Jan 29, 2020
1 out of 5 stars

I have been battling a claim settlement for an accident that occurred months ago. Multiple representatives were working on my case and it was clear that there was a lack of communication between one another. After taking my car to an auto shop for a quote, I continued driving my car as I was rear-ended. After weeks of driving my vehicle without knowing if the vehicle was safe to drive we had to personally ask for our structural safety report. Ridiculous! After receiving this, we were told that the value of the car was less than the settlement amount we began to dispute this process. We were contacted by a representative who asked if we had returned our rental vehicle which we NEVER rented. This was followed by two other representatives who called to ask if our vehicle was still insured. Looking more into who we should directly contact to get this settled, we realized that they have a claim satisfaction guarantee policy which has NO clear requirements about eligibility for requirements, but directs your call yet again, ANOTHER insurance representative. We called to learn more and the representative had no idea what we were talking about and to check the website that has no information. Once we were told about next steps to process this, they would not accept our email and would only accept a mailed letter. After sending in our letter outlining the lack of professionalism, communications, and responsibility to keep their clients in "good hands" driving a potentially unsafe with multiple representatives calling asking if our vehicle was still insured, if we purchased a rental, etc. DO NOT choose Allstate.

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Poo client care

by Neverallstate on Dec 11, 2019
1 out of 5 stars

I was in an accident last year in which I was injured and still to this day am. It's been a constant fight to get income replacement benefits or proper funding for services needed for recovery which is now getting worse due to nobody properly doing their jobs. The adjusters drag everything and everyone to the breaking point. Really only there to take your money and when you need the help because of someone else negligence it's a long hard fight. After 16 1/2 years, I won't be returning. Allstate is by far the worst.

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Allstate avoids you

by H.Y. on Nov 23, 2019
1 out of 5 stars

My vehicle was broken into in September and I submitted a claim and was told a claim adjuster will call me back. I did not hear from them for more than 2 weeks after. They called during work hours when I cannot answer my phone. I called them back and asked them to call me again. But no one called back. I called again but only reach voicemail each time. After more than 2 weeks, someone call during my work hour again and obviously, I missed their call. I called back and again, it went to the voicemail. And then, yesterday, approximately 5 weeks since I submitted the claim, a guy called while I was driving, so I asked them to call back in 45 mins but no one called back. Today I had a voice message that they claimed they called several times and I did not return their call, so they will close my claim on November 29. I called her back 4 times today (reach voicemail each time) and told her I am expecting a call back from her TODAY. As normal, no one returned my call. I am shopping for another insurance provider now.

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AVOID this company

by Mou on Nov 21, 2019
1 out of 5 stars

If you have a luxury vehicle like myself you would think that going with Allstate is good idea since they are expensive. To start with, they are extremely slow with their claim process. When you insure a car that's worth 50K, one would you think that you would get a rental thats at least a luxury. Allstate offers no luxury rentals, they will give you a $40 limit per day. Its an absolute joke, I have never heard that before in my life. Even if you are insuring a 1 million dollar car they will give you a Toyota. Horrible company , horrible staff. AVOID AT ALL COSTS

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AVOID them

by Insured User on Nov 20, 2019
1 out of 5 stars

I had a vehicle collision and reported the accident to them later that day. I was told an adjuster would be in touch with me to settle further details. Over a week passed w/o any communication from their end, and I finally decided to follow up. I was told by a new agent that some claim statements had been lost and mine was likely one of them. Lost? Just like that, I suppose... I had to go through the reporting process again, and both times the agents were rude, far too casual, and unapologetic for any of their mistakes. When you try to explain your situation, they constantly interrupt you, making for a really obnoxious experience. I've been with them for just over 4 months, and already I've had 4 different account agents who have stepped in because their turn over is so high. I'm waiting until this claim is handled, and then I'm IMMEDIATELY switching to a different insurance company. Allstate does not inspire any trust whatsoever.

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Worst insurance company ever!

by Disappointed on Oct 21, 2019
1 out of 5 stars

I've been a loyal customer for about 7 years with them, never made a claim, never missed a claim, never called and complained about rising rates ever, so my first brand new car was stolen on September 23.2019, I called when it happened and I was told a claim specialist would contact me within 24 hours, next day I called and they said sorry it will be between 7 -10 days before some will contact me. Fast forward three weeks later after calling everyday I finally spoke with the "claim specialist". It has been a month, they said my cheque will be in the mail, my rental has expired so I'm paying out of pocket, my wallet, spare house keys, garage door opener was in the vehicle so I've had to replace all those which has cost me over $1000 , the rental will cost me $300 and I just spoke with them and they said the cheque will take 7 to 10 days! I've never been made to feel so helpless and used, absolutely worst insurance company ever!!! Don't use them. The agent is incompetent, rude and very unhelpful.

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