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Intact Insurance Auto Insurance Reviews

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(402 reviews)
Intact Insurance
1.4 out of 5 stars:
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Terrible experience

by Angry with Intact on Mar 26, 2022
1 out of 5 stars

I was considered at fault for an accident that I actually had nothing to do with, no damage to my vehicle and the other driver was very much speeding. This “human” decided to drive over a bridge at the same time I pulled up to the curb where I was stopped. In his little brain, he thought the best thing to do was to aim between my vehicle and the vehicle behind me causing both of us to move out of his way so he didn’t hit both of us... I got blamed for him allowing himself to lose control of his vehicle. Intact did nothing to help me out and refused to listen to anything I had to say.
Later on, I found out this is the same guy who put a toddler (yes, a toddler) in the front seat of his vehicle with no seatbelt, got into an accident and killed his kid.
Well done Intact...way to side with a child killer.

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To bad I can’t give a 0 star

by Adam Rayner on May 25, 2020
1 out of 5 stars

What a joke, my first accident/claims experience with any insurance company and I can’t imagine it going any worse, wish they would spend less money on their commercials and more on customer service training! Avoid!

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STAY AWAY

by B. W on Feb 3, 2020
1 out of 5 stars

Insurance claim on an 8-month-old vehicle. They are trying to force me to use "preferred shop" so they can use aftermarket and/or used parts. I told them I wanted it repaired at the jeep dealer and they would only approve 1/2 the estimated amount now after several phone calls and emails they still have not replied to me or my broker. I already have a call into my previous insurance company who was only slightly more. God forbid it had been a serious claim.

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Sorry to have went to INTACT

by No words on Jan 29, 2020
1 out of 5 stars

My car caught fire I know it's only been 12 days but I'm getting the run around no one has contacted me to even send an adjuster when I call its same story your adjuster will call you back he is on the phone. But never calls I call the claims department and they give me a ridiculous story that they were calling my old house phone which is funny because the company never had a house phone on my file because I have a cell phone. My car caught fire in Ontario and I live in Quebec I've literally been stranded at friends till I get this sorted out because I don't have transportation back and forth when they do decide to come. Like is there anyone I can contact that is above my adjuster like his boss that would help me.

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STAY AWAY

by baptista on Jan 24, 2020
1 out of 5 stars

Car insurance is to give you peace of mind knowing that you will be taken care of if the need arises. It was the exact opposite when our vehicle was stolen from our driveway 3 months ago. We have e-mailed, called and provided all the information we could to help with the settlement. In return, we have been ignored and even made to feel like we are the criminal. When they do respond it's only to say they are working and we were told at one point there was a possibility we would not receive any compensation. We've called the support line to see if anyone else could help but was told only the person assigned to the case could deal with us. We were told the caseworker was sick or on vacation but never available. We were so happy when we received a phone call that the vehicle was found in December as part of a huge criminal investigation. The police reports were sent in immediately but again no further action. It's a month later and we are already out thousands of dollars and still no end. We have been making payments for 3 months on a vehicle that we don't have, the rental car coverage has expired so we now are paying out of pocket so we can at least we can get to work. What I would like to know is how it is possible that companies like this are allowed to take advantage of people with no consequences. Something needs to be done about this, every review I've read is similar, this a criminal.

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Terrible claim experience

by v17 on Dec 18, 2019
2 out of 5 stars

WORST company I've ever had to deal with. The mistakes and excuses given are like nothing I've ever heard before. After a week of waiting for their adjustor which was pointless because the estimate wasn't even accurate. I was told my car was at the body shop and getting fixed and I would get a call when it is ready. 10 days later I get a call thinking my car should be ready, only to learn its a loss, they won't fix it, return the rental in 1 business day. Their adjustor missed stuff because he didn't put the car on a hoist because "the battery was dead". For 10 days I thought my car was being fixed so I took no action to look into other options, I was informed no one contacted me because there was a "clerical error, and my claims representative was sick and in training a few days". Had to argue to have the rental longer as I was blindsided due to their mistakes, extending the rental should have just been offered at the very least! I was offered money for my car that couldn't get me something equivalent as the kms were low and the car was in great condition. So the day I found out this news I left work to get a second opinion on the damage of my car to find out the company towed it an hour away the same day they called me to give me the news but didn't inform me or even mention the car would be moved. The excuse this time was "that was a mistake". Its never-ending difficulties and they do nothing to accommodate, just give excuses and make the client suffer for it.

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They are very unhelpful

by sydzr on Dec 13, 2019
1 out of 5 stars

My car was towed by Lyons auto, Mississauga after an accident. They started repairing without getting my permission. Intact didn't help me to get my car out of there. Maybe their people were getting some special benefit from these crooks.

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Claim settlement

by Gyplat on Dec 10, 2019
1 out of 5 stars

Hi, I have had a claim open for the past 5 years. Which I have been trying to settle for that many years. Intact keeps asking my lawyers for the same info over and over and over and over again to try and delay the process of settlement. They obviously don’t care how much of a life effect it has on the former clients. They just don’t care. They are just trying to get out of paying. Because that last what they do.

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Bad Business practises

by left in the cold in Ontario on Nov 21, 2019
1 out of 5 stars

I had an accident that was not our fault. The vehicle was a total loss. They reduced our vehicles value. Then took away our Rental. Once they give you an offer they can take your rental away. It has now been a fight to get anything from them. Going on 5 weeks and they are not getting back to me. Strongly advise finding another insurer as Intact is not there for you when you need them.

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Good service but too expensive

by Jean on Nov 6, 2019
2 out of 5 stars

Had a commercial insurance policy with Intact and had a small claim. The service was OK and the repair was done which I paid for. Intact then quadrupled my monthly rate. It was pretty outrageous so I'm currently hunting for another insurance company.

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