Independent Auto Insurance Reviews

Belairdirect Auto Insurance Reviews

(118 reviews)
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Category: Claim Exprerience
(1.9 out of 5 stars)
Customer Service:
Value for Money:
Claim Experience:
 

My feelings

 
(5.0 out of 5 stars)
by Roterodamium Jan 08, 2020
...My accident was a nuisance, although not my fault, was a nuisance you took the sting out of it. Thank you...
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Great customer service

 
(5.0 out of 5 stars)
by sashah Dec 29, 2019
...Took my statement, step by step. Told me all the people who will contact me, then emailed their info. Each of the person called separately. Very courteous and kind. I got my repairs done on time and I am very happy with their service...
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CLAIM

 
(5.0 out of 5 stars)
by BERNARD Dec 27, 2019
100% satisfied with Belair Direct for the repair of my car following a small accident.
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Would rate zero

 
(1.0 out of 5 stars)
by Scott Dec 17, 2019
...I was a customer for 4 months, called to make a claim and was informed that my insurance was cancelled. Upon further investigation I was able to find out that they sent a registered letter, I had never received such a letter. I contacted Belair Direct to see if they could tell me who signed for the letter but they would not disclose the information and just stated that since they did not receive the registered letter as being returned to the sender that it was received by the correct party. Be warned they will cancel you at any time with no communication and you will may be left without a vehicle and zero compensation...
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BELAIR DIRECT is HELL!

 
(1.0 out of 5 stars)
by Eric Dec 12, 2019
...If would be less value than one star I would give that... A. It has been 2.5 months that I suffered a loss and Belairdirect is putting me through HELL! B. They even treated and considered me a criminal to one point and then they apologized about that. C. The worst experience in my 54 years of life and hope wish and pray that no one goes through what I am going through with BELAIRDIRECT!!! They are ruthless, heartless and do not give a damn about you or your claim...
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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
 

My accident experience

 
(5.0 out of 5 stars)
by Gail Dec 12, 2019
...So pleased with recent MVA claim experience and overall dealings with company. I have used this company since I was eligible when it was Grey Power. Rates excellent. Service during resolution of my recent claim was outstanding as was the repair facility that was recommended...
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claim experience

 
(4.0 out of 5 stars)
by Barry Nov 28, 2019
...Start to finish time was a little long but the finished product was well worth the wait. I had a great rental for the intern time so the only inconvenience was being without my car. –°orrespondence was good with everyone and the hiccups were ironed out. The end result justified the means...
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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.
 

Auto accident claim

 
(4.5 out of 5 stars)
by CBurrell Nov 22, 2019
...Our representative was very efficient and helpful and answered all of our questions...
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Accident Claim Experience

 
(4.5 out of 5 stars)
by Jeeper in TO Nov 14, 2019
...Other than having to wait a while on hold to speak to a claims person, I found the claims process relatively easy to navigate. Having an accident will always be a bit scary and inconvenient. The people with whom I engaged at BelAir and the Service Centre were all very pleasant, calm, and helpful. This makes a big difference when you are already rattled from the accident. The Service Centre also managed my expectations about the time it would take to repair the vehicle. From the outset, I was told, "Look, this could easily take three weeks" - and it did. But I knew that, and so I was ready for it. At the end of the day, when you have an accident, you want to deal with real humans who are patient and calm. You want people to help you understand what the process is and how long it will take and what to expect. BelAir and the Intact Service Centre met these key needs. I have consistently found the people at these companies to be excellent. So BelAir and Intact Service Centre...don't automate your services. Your human employees are amazing and they make a big difference...
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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
 

Is there a 0 Star Rating?

 
(2.0 out of 5 stars)
by Nurse W Oct 28, 2019
...My family has been with BelairDirect, also under Intact Insurance for many years. I was involved in a hit and run accident in 2018 at 0645 am and filed a collision report and report it to insurance. Because there were no witnesses or dash cams, the company was unable to determine which driver was at fault even if the person who caused the crash failed to stop after an accident. With the license plate number and the description of the car in hand, I was still unable to prove that I was not at fault. The police investigation was poorly done where a call was made to the driver's company (the vehicle was part of a company fleet insurance policy) and the driver had denied the hit, claimed that I had hit him. Intact was only able to offer me a 50/50 claim, my car wasn't worth fixing as it is an older model, it would not have benefitted me to claim anything to fix the vehicle at that point. The rep who handled my claim was unwilling to help me investigate further and come to terms with the other party's insurance policy. Simply told me there is no way around it. The claims representative failed to document the many phone calls exchanged between the times I had called in to inquire, and also left me voicemails to say that I had not been able to be reached within 2 months when I have called to their company during working hours to no response. Then the case was closed because "they were unable to contact me". Fast forward 1 year later, I had switched insurance companies and am with a new policy. The new company was able to offer me a competitive rate since the claim on my file was at 0% fault. I was just notified by my new company that BelairDirect had gone back, a year later and made changes to my claim, making it my fault for what had previously happened. Now the new company needs to increase my rate to +$130 a month because of this. I had called back to Belair to inquire about this new "change" and they claimed nothing was changed. Beware of this company, they are not looking to help you with your claim. The reps are misleading and want you to take the route that will benefit the company. On top of that, after I had sent my vehicle to Assured Collision for a quote on the repair, the rep had gone MIA and pretended that she has not received the report...
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Avoid at all costs- Scammed

 
(1.0 out of 5 stars)
by Scammed Customer Oct 08, 2019
...This insurance company is almost criminal in nature. Wrote off a 4-month-old Mazda 3 with 8000kms on the odometer. Personally paid $34,000 for it from the dealer in May 2019 for the car brand new. Belair wrote a cheque for $27,500 claiming that's the best they can offer since the car is now considered pre-owned. This company does nothing but beat around the bush and take advantage of their customers. Their level of customer service is absolutely pathetic. They're scammers point-blank. Spend your money on a reputable insurance company instead of these jokers...
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Vehicle Repair

 
(5.0 out of 5 stars)
by Duffy Oct 05, 2019
...Thank You for being there for me. An unexpected tornado damaged my Nisssan Murano Premium. A quick call to Belairdirect and I was authorized to take my vehicle to the collision center of my choosing which I did. They undertook the repairs and did an excellent job finishing ahead of schedule. Their workmanship was outstanding. Due to my physical limitations, the substitute vehicle I required was not off the shelf and Belairdirect ensured that my specific needs were effectively and promptly addressed. In the end, my vehicle was returned like new and Belairdirect superseded my expectations and outperformed other insurance companies servicing friends vehicles damaged that same day due to the tornado. Many neighbours are switching too Belairdirect. Some are still waiting for their vehicle after 4 months tied up in substandard collision centers and their insurance companies have been doing very little to assist them. Once again - THANK YOU BELAIRDIRECT...
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0 out of 5 Stars

 
(1.0 out of 5 stars)
by ddukes Oct 02, 2019
...Worst experience of my life. I was hit by a driver with no licence who ran a red light and totalled my car. Belair denied both my vehicle and medical benefits claims based on a non-existent application they claim I lied on. No application has ever been provided to me. I was told it was a signed document as well as a recorded phone but inquires to their claims department, sales department. And privacy officer revealed neither exists. On top of everything, the medical adjuster's partner in crime lied about interaction with me and accused me of using profane language towards her (which absolutely did not happen) resulting in my paperwork not being submitted on time. She also pre-signed all documents as my legal representative... which she most certainly was not. It took her manager 30 days to contact me and completely brushed off my concerns...
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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.
 

Great staff, great service

 
(4.5 out of 5 stars)
by dkw Sep 26, 2019
...Great staff, great service. The representative was very friendly and help me with the claim. Everything went smoothly, it took a little bit of time but could not expect anything better regarding the service...
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Increase deductible

 
(1.0 out of 5 stars)
by Gman Sep 13, 2019
...I have several cars insured with Belairdirect. I just received an email from them stating "After careful review of the policy mentioned above and based on new information, the following modifications will be made to the policy as of the effective date indicated above: Increasing your comprehensive deductible from $200 to $1000. Your revised policy will follow shortly." I've never had an issue Canadian Direct (their predecessor) for approx 30 years. With this particular vehicle we've had two claims in 10 years. The claims were 1 windshield replacement and last year the back window blew out when I was replacing a hatch strut. Needless to say with this type of customer service attitude they will be losing my business on all my vehicles. I'll also share this on social media...
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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.
 

Professional

 
(5.0 out of 5 stars)
by squeech Aug 29, 2019
...They handled my claim professionally and speedily. I had no problem with them doing my claim...
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