Independent Auto Insurance Reviews

Belairdirect Auto Insurance Reviews

(124 reviews)
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Category: Insurance Rates, Prices
(1.8 out of 5 stars)
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Great communication

 
(5.0 out of 5 stars)
by Cherry 7 Jazz Apr 05, 2019
...I was originally concerned because they were one of the better-priced insurance companies we found, so my concern is that I would potentially experience poor customer service - but not at all. We have had to do a window chip claim which was quick and easy. Then when someone else dented the side of our car, we had to go into a body shop. Even though I had to deal with a claims agent, repair shop, and a car rental company, it felt like dealing with just one company. Everyone I interacted with was friendly, respectful, and effective at their job. Expectations were clearly communicated so I knew what I had to pay for (or not pay for), what information they required from me, how much time it would take to complete repairs, and how the drop off/pick up would occur. The coordination of the insurance company with their partnered businesses is amazing and left me stress-free through the process. We also had an instance where we wanted to understand the transfer of insurance to a rental car when we were going on vacation. The rep we spoke with was extremely helpful and clear. They were able to process our request and update the information for us promptly so we had what we needed in time for our trip. Glad we checked and glad we added the extra $ for the added driver on our rental insurance...
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Rates went up 50% in two years

 
(2.0 out of 5 stars)
by Bob Mar 30, 2019
...My car insurance rates virtually doubled in the two years I have had my current car. No claims, no accidents, no changes to my policy. Phoned to discuss and they admitted that they had gone up a lot but hoped they would level off in the next few years. Unbelievable...
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Juices customers on 2nd year

 
(1.5 out of 5 stars)
by Zack Mar 16, 2019
...I do NOT recommend Belair under any circumstances. No one wants to deal with insurance companies more than they need to. Wasting hours on the phone isn't fun. Belair sent me an email after one year of coverage, reasonably priced, saying that my new term would come up soon. I had to log into to see the changes. I logged in and rates were increasing 28% (in one year) for a 36-year-old married woman with a perfect driving record and no claims. (My car is a 2017 Chevy) This is bad business. I gave them a chance to explain and they put me on hold and wasted more of my time before giving me a response that had nothing to do with me. (Other people's claims caused my rate to go up.) Don't get involved with this company, it practices bad business...
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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.
 

Quick & Easy

 
(4.5 out of 5 stars)
by 739beng Mar 13, 2019
...New to Belairdirect, 15 years with a previous insurance provider, great driving record, no claims, rates creeping up each year, this year huge increase. Decided to shop around, Belairdirect quote online was quick and easy, surprised the actual premium is very close to the online quote. Great customer service, Agent on the phone was knowledgeable and processed auto and home with one call. In that honeymoon period, but so far I recommend Belairdirect to anyone looking to save!...
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Afterservice

 
(4.0 out of 5 stars)
by Matt Feb 14, 2019
...My insurance cost rose by 74% because of a claim and before the renewal date even though I have accident forgiveness on my policy...
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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
 

Poor quality

 
(1.5 out of 5 stars)
by GrumpyVeteran Feb 14, 2019
...Their premiums are much too high; and, if you run into an issue, they claim they cannot help you at all! My husband got into a serious accident (non-auto) and money was tight. Instead of delaying the payment, they made it bounce so they could then come after you for the full annual amount! Seriously! I have since found a much better insurance at a 1/3 of the cost Belair was charging me! They are not as good as they claim to be!...
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Auto insurance increase

 
(1.0 out of 5 stars)
by Dave Feb 14, 2019
...I have been with Belairdirect insurance for several years without any claims. I just received my renewal and they have incorporated a 60% rate increase. This is outrageous and I will be removing all my business from Belair. If ICBC has been characterized as a dumpster fire, I'm not sure what words to use for Belair...
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Excellent Service

 
(4.5 out of 5 stars)
by intheattic Feb 07, 2019
...All around excellent service for a recent claim. Fast, efficient resolution. Pleasant staff. Everyone can complain about insurance rates overall. Belairdirect is competitively priced...
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Read this and think twice

 
(2.5 out of 5 stars)
by James T K Jan 21, 2019
...Been with Belair for 5 years. This past summer 2018 I had a comprehensive claim as I was hit by a flying tire from another driver, who got charged $5000 in damage to my new 2017 Ram truck. The insurance was handled by Intact, who is the underwriter for Belairdirect. Firstly, they tried delaying the process because of a $5 per day difference in towing company charges for storage. Finally, I intervened and got that settled because they wanted to sue the towing company while my truck was in their compound and not at the dealer getting fixed, which could take weeks in the court system. After that, they were great (Intact Adjuster) and fixed my vehicle, no problems. Come Renewal of all things, they hiked my rates up by 30% and even though I still had a 22% discount using their automerit program, it was a huge increase. I called with my concerns of the rate hike even though I wasn't at fault but still had a claim. They offered a further 5% for my wife if she used automerit. I said ok, no problem. The guy on the phone was courteous and helpful and said he would get that done. A week later I get a letter telling me my wife doesn't qualify for the automerit program and rates won't change. I then called Cooperators Group and was offered a rate 35% less than Belair, and I told them I had the claim etc, they did a background check to verify and still honoured the rate $600 less than Belairdirect. Suffice to say, I cancelled my renewal with Belairdirect. Any claim and they hike the rates up on you. And I should say they didn't hike the rate up on my Ram truck that had the claim, they just applied it to my older 2012 Camry! Trying to say the claim wasn't due to the truck...
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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.
 

Big company with good loyalty

 
(4.5 out of 5 stars)
by tiamo2019 Jan 19, 2019
...We have been using BelairDirect auto insurance for about 15 years and can say pretty satisfied with their service and pricing. Their accident forgiveness is fantastic. Despite two major accidents, our rates stayed steady and slowly dropped. Some people are impressed with how low our rates been going. Having a big company with their vast resources available in case something wrong is assuring. At times we had to negotiate the rate and ask for ways to save. Agents were always courteous and helpful for the most part. I wished to get home insurance with them but their rates were high despite being a long time customer...
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Avoid this company

 
(1.0 out of 5 stars)
by Joe Jan 16, 2019
...I have been with them for over 3 years, no claim whatsoever and no tickets. This year when the renewal of both my car and house insurance came, they had increased both of them by 23%. When I called, they were not able to provide any explanation and said that this was due to inflation! Really! A 23% inflation rate!!!...
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Avoid this company!

 
(1.0 out of 5 stars)
by Alagory Jan 14, 2019
...Overpriced insurance and once they lock you in, they'll jack up the costs and treat you like a number. Belairdirect doesn't care about the customer, they just care about signing you up for a year and taking your money...
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Put a reminder to cancel

 
(1.0 out of 5 stars)
by Enough Dec 16, 2018
...For the second year running they auto renew my policy at an unfavourable rate without informing me except by a single email received three months beforehand. I never asked to be contacted by email. This leaves you with two choices: pay up or pay a huge cancellation fee. They should not be operating. The insurance itself is OK just the way they operate is ...as everyone else points out...sleazy. Just quit them...
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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.