Independent Auto Insurance Reviews

Desjardins Insurance Auto Insurance Reviews

(37 reviews)
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Category: Billing, Payments
(1.5 out of 5 stars)
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(1.0 out of 5 stars)
by DG May 12, 2020
...After 43 years with State Farm was informed by Certas/Desjardins after they took over that if I didn’t consent to my information being shared with all Desjardins insurance companies my policy would be cancelled. Bought a new trailer last week and Certas software would not allow the agent to complete policy unless I provided my level of education and my job title prior to retiring. Also required my spouse’s info. Last year my credit card was hacked 4 times in one month and after switched Certas/Desjardins to direct bank withdrawal no more problems...
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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.


(1.0 out of 5 stars)
by justwantairvalue Apr 23, 2020
...I have been with State Farm and now Desjardins for 54 years. They were a pleasure to deal with 3 agents in all that time. The agents are great. Recently, unfortunately, I submitted a claim in January for an accident that was not our fault. A car had just been certified and put on the road a Volkswagen Diesel. I have sent them information on cars going back as far as 2000 and they are more than what Desjardins is offering me. I used the guide from NADA North American Dealers Association. All Desjardins is offering is equivalent to Clean Trade-In Value/ I can not replace my car for this money. Claim Adjuster doesn't even know what an "AS IS" vehicle is compared to a "Certified Vehicle" I would give them a negative value but this app will not let me! Do Not deal with Desjardins they know you when they take your premiums but want nothing to do with you when you submit a claim...
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The worst insurance company

(1.0 out of 5 stars)
by Adam Nov 29, 2019
...I had a claim and it took more than 1 month to get my money from them. I was calling them every single day and every day different stories and lies. DO NOT TRUST THEM...
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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Rip off

(1.0 out of 5 stars)
by Steve C Nov 29, 2019
...I canceled my policy 3 months ago to a professional provider Just this pas Monday they decided to take 3 months premium out of my account with zero notice I might add. I’ve been bounced around to 4 different people who have been useless to address this. Just short of being called a liar I’ve given up. They can keep the money it’s worth not having to being treated like a second class citizen. Purely pathetic and unprofessional from the very beginning...
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Not happy.

(1.0 out of 5 stars)
by Unhappy costumer Oct 18, 2019
...I’ve been with Desjardins auto insurance for almost 7 years now. In my experience, they’re quick to charge interest fees when your late on a payment which is obviously no fault of their own and totally okay. What isn’t okay is the fact that some months they decide to take your payment out 3 days early without telling you. When that happens you the customer has to contact them fight for your NSF fees back (if you have) wait for a cheque in the mail and of course, remind them not to charge you interest on a payment they took out too early. This has happened to me too many times now. If payments are coming out three days early without notice you basically stealing from your customers...
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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Desjardins Insurance

(1.0 out of 5 stars)
by AdamTO Sep 23, 2019
...Cancelled motorcycle insurance from about April-September 2019 after selling it, only to be explained that I’m being charged differently than a car (seasonal % premium) because I rode the riding season, even though I’m paying evenly monthly. $650.00 charge and no explanation anywhere on their website, setting up, quote emailed or letter... Managers only defence when I told them to stop the charge due to lack of explanation is “we just can’t... it’s not a fee, it’s part of the (hidden fee) premium and It was mentioned that it’s seasonally rated when you cancelled last year just after a month in October with no charge.” This is a completely hidden fee that they hide by sending you a monthly even quote and a scam to motorcycle riders making them pay the yearly premium. I told them again to stop the charge and clearly, the managers won’t let that happen even though it’s a hidden fee that is not explained unless you ask, ask about details you’ve never heard about that is nowhere on their site or mail. They are lying scammers with a lack of simple empathy because I know the charge could be stopped. I didn’t know that I would have to speak to someone above the managers that are more polite to customers which probably doesn't exist. I don’t understand the reason for this because they could have ripped off more money from me in the future as a customer but they would rather not and have bad representatives. It was already bad with the banning of certain bikes and ridiculously high quotes in Toronto, now this takes it further and I won’t be riding for some time let alone paying for anything related to this terrible company...
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