Credit Card Reviews

BMO AIR MILES World Elite MasterCard Consumer Reviews

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(15 reviews)
BMO AIR MILES World Elite MasterCard
3.7 out of 5 stars:
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.

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by Angelo S. on Feb 11, 2017
4 out of 5 stars

Excellent insurance that is relevant to our lifestyle. Excellent rewards cash-back card partnered with Air Miles. The annual fee is however pricey.

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by Megan M. on Feb 11, 2017
3.5 out of 5 stars

I find that the rewards are good but the annual fee tends to be on the expensive side compared to other cards

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by Waylon L. on Feb 11, 2017
3 out of 5 stars

The annual fee is quite expensive

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:

 

  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65

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by Shirley P. on Feb 11, 2017
2.5 out of 5 stars

We made the switch from gold air miles to elite because were told that there would be $0 additional card fee however before our renewal they cancelled that and issued $50 fee. I could not get anywhere with customer service when i called to complain

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Poor Alliance-Global insurance

by Disappointed on Apr 17, 2018
4 out of 5 stars

Generally this card is of good value (though less so now that they dropped the Air Miles discount from 25% to 15% for a flight) and Air Miles have decreased the numbers of flights they offer for base fare. Beware of the travel insurance. We had just embarked on the first leg of an out of country trip, travelling from a small community to a larger centre within the same province where we had an overnight layover before we caught our flight out of country. Due to a medical emergency, we had to cancel our trip and return home. Even though we had not reached our destination, or even left the country, Alliance-Global considered our trip to be interrupted, not cancelled, and did not refund costs associated with our original flights or expenses associated with being stuck away from home waiting to return home. If you are attracted to this card due to its insurance, be wary and read the policy very carefully. It is likely you will need to buy additional insurance to get proper coverage while travelling, which defeats part of the reason for having a credit card like this that has high annual fees.

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by Lori W. on Feb 11, 2017
5 out of 5 stars

service has been great with this card. the 1 air mile per 10$ spent is an excellent reward that allows us to be onyx member with air miles.

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Scotia Momentum Visa Infinite Card

Scotia Momentum Visa Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. 

Get this card / Apply online

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by Amber B. on Feb 11, 2017
4 out of 5 stars

Went with it for the higher value of air miles and to get the discounted rate on flights. Wanted a better selection of flights that were made available for me

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by Cesar W. on Feb 11, 2017
4.5 out of 5 stars

I like the card and the rewards

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by Kaley S. on Feb 11, 2017
3.5 out of 5 stars

Airmiles program has had some set backs and thus the linkage to the rewards via this card are less valued to me.

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment 

Get this card / Apply online

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by Collene B. on Feb 11, 2017
5 out of 5 stars

The application process was pretty quick. I just applied online at Bank of Montreal and a credit card was mailed to me shortly after. I've only had the card for a month or so

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