TD First Class Travel VISA Infinite Card Consumer Reviews

For many years we were pleased TDExpedia users. Expedia had provided excellent service and acted as our Advocate to resolve any travel issues, with success. Recent interactions with Expedia for TD and TD Visa have been extremely troublesome. Booked Cathay Pacific flights through TDExpedia. Vancouver - Hong Kong - Sydney. Return Sydney - Hong Kong - Vancouver. After receiving the booking confirmation, we went to Cathay to confirm seats and discovered that only on the return segments the seats had been granted. The charge to confirm seats to HK, then Sydney was $237.00 per segment, an additional $474.00 per person. Cathay advised that had we booked directly, this information would have been shared prior to confirmation. Directed back to Expedia, who would not accept any responsibility nor provide any assistance. We were mistaken in believing that Canadian Consumer Protection would allow us to cancel within 24 hours of booking. Many hours spent on the telephone with Cathay Pacific and Expedia only resulted in neither accepting responsibility. The first line Expedia staff were adequate, management staff - dreadful to the point of extreme rudeness. TD Visa representatives were not in the least interested in our dilemma. The result - $200.00 per person for cancellation to Cathay Pacific. With regret, I would not recommend either TDVisa or TDExpedia.

When our flight was cancelled, due to weather problems, I called Allianz (TD’s travel insurance partner) from the airport to determine what our options were. I was told that we would be fully covered for up to $1500 per person (travelling as a couple) for a cancelled flight. Fast forward three months later, after hours of phone calls, preparing and sending paperwork, following up on correspondence, etc., only to be told that our claim is ineligible for ridiculous reasons that make no sense whatsoever. When I called for further clarification on the rejection of our claim, the individual at Allianz told me I should have purchased separate travel insurance. I thought this was why I chose this particular VISA card?? Allianz will go to great lengths to avoid paying legitimate claims and TD VISA accepts no responsibility for this problem. FIND ANOTHER TRAVEL CREDIT CARD OR BE PREPARED FOR LOTS OF FRUSTRATION AND EXTREME DISAPPOINTMENT WHEN YOU SUBMIT A LEGITIMATE CLAIM

TD Visa provides 21 days free travel insurance. Sounds great; however, their underwriter is Allianz Global Assistance. We had a simple claim for a lab test and prescription in the USA. We paid the prescription and the lab fee was direct billing. We received the runaround for 6 months - I paid both bills after 3 months but kept on pursuing the insurance just to see how bad they were. They have asked for 4 different letters from the lab for billing. All looking for information already provided e.g. "We require the Provider's name and designation to process", "We require a Federal Tax ID number to process". It was a good thing, it wasn't something major or I would be footing the bill.

Terrible card. I initially got this card to use for travel... because who doesn't like a credit card points vacation! Firstly, I accumulated such a little amount of points over a 2 year period. I make more money than the average person in Alberta and use my card for all purchases. I went to Europe right after I received the card and booked plenty of accommodations through Expedia, but I did not use the "expedia for TD" website, therefore I was not awarded my triple points (I even called customer service twice). Not using the right website was my fault, but the time it takes to get points is embarrassing. I switched to the Westjet card and in 4 months I already have half of the expedia dollars I did after 2 years. Second point, expedia is just awful. If you like paying full price and sometimes more, use expedia. They are terribly expensive for everything. I like to spend my money wisely and get the best deal, but expedia is a constant let down. I'm in SE Asia currently and have constantly been using Agoda, expedia is often twice as much. Lastly, the website for the TD rewards is horrific. Website is easy to use, but it only works half of the time and when it does work it's like you're using dial-up internet from 1999. Oh, and the online mall full of items that you'll never be able to afford. The financial advisor at TD recommends this card to me so much. I couldn't believe how much she said her family loved it.... good get. Seriously, skip this card.

If things are working this card offers a pretty good value, but quite often things are just not working. I've been trying to book a few flights for the last 4 days, and the TDrewards.com is just not working. On day one it was just acting stupid not letting me access my account, but in the last 3 days it doesn't even open in the browser. Calling the support is not easy either, they are only open on Monday to Friday during the day - makes it almost impossible for working people to contact them.
I really feel for people who booked travel with TDrewards, and can not access their reservations for days. Hopefully they are not sleeping under the bridge in a foreign country :(