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RBC Rewards VISA Consumer Reviews

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(64 reviews)
RBC Rewards VISA
1.6 out of 5 stars:
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Compete Waste of Time

by Vasmaven on Jul 5, 2023
1 out of 5 stars

After cancelling a flight to Palm Springs, I received a credit voucher for around $829 per person. The email described several conditions for its future use flight must originate in Canada, must be used by the same customers etc... There was no mention of how the included value of the original taxes may not be the same as for a different destination or that the pricing that RBCR gets may be different from the AC website.
After extensively planning a trip to Barcelona with AC website pricing of $975 per person, I was told that I would owe over $1200 in order to use my voucher. Why?
Because BCN taxes are higher and so is the pricing of the flight that RBCR offers.
They offered no information about how to get accurate pricing in order to understand the actual value of the credit. So my $1658 credit is actually only worth just over $400.
If you have a voucher, plan on spending hours and hours on the phone trying to figure out how to get any value out of this phantom credit.
Goodbye, $1658. You’ll be expiring very soon:(

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No customer service

by Lea on Aug 15, 2022
1 out of 5 stars

I booked a flight with my RBC reward points and it got cancelled.
I spent 7 hours on hold over 3 days to speak with someone from the RBC rewards team to ask for my points to be credited back to my account following this cancellation.
When I finally was able to talk to someone, the person was useless and just gave me an email address to send my request after spending 30 min asking me the same questions over and over.
My email request was sent more than 5 weeks ago and still nothing.
I am not even asking for a cash refund or any indemnification I just want points back.
It is shameful to treat customers this way.

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Just terrible waiting time

by Wen wen Jiang on Aug 9, 2022
1 out of 5 stars

Our fight tickets were cancelled by RBC rewards last year due to pandemic. We called 6 times in the past couple of weeks given the number they provided, but none of it get through, each time we try to wait 3-4 hours. Today we finally got someone over the phone, and she told us it's the service department issue, they are in sales and don't deal with it. We start to wonder if it's all Scams, and no one actually working on the other side of the service department phone line. Are they just trying to wait it out till your credit expires and not to bother them again??? Points + cash we paid by ourselves totally $1000 down the drain...

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:

 

  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65

Get this card / Apply online

Customer Service Failure

by Les Martenson on Jul 14, 2022
1 out of 5 stars

Customer service is virtually useless. I had to buy tickets for my family when their partner Delta said our RBC-supplied tickets were not validated. Have waited months for a refund - unable to talk to anyone. E-Mail is the only option - very frustrating.

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This is a complete joke!!!

by Devon Diggle on Jul 1, 2022
1 out of 5 stars

Currently on my way to whatever RBC I can find first. The reason of being, I will be cancelling and closing anything and everything that affiliates me with them. After being on hold for 9 HOURS!!! (Wait time is 62 minutes…or just about 600 minutes is what they meant) For anyone saying why would you ever wait that long? That’s because nothing can be done online.
Each and every avenue brings you right back to the same old 800 number. All of this was to change an upcoming trip by one week, but a family emergency forced out hand. Half of the family is with another credit card. They waited 40 minutes and paid 41.00$ extra per passenger (more and acceptable) RBC REWARDS, 9-hour wait. 300.00$ per passenger extra. But how come you ask? Fuel cost… Not only were the people as unhelpful as it gets, but after fighting tooth and nail getting nowhere, we have no choice but to comply. Finally to make things worse, if these people aren’t out of touch, they wanted to know if I wanted to choose my seats and include a checked bag for 300.00$ more per person lol.

This is the second review I have written in my 34 years on this earth. I only do it because when I have an experience as bad as this one, I will always try and save people from the same nightmare. Thanks

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Booked a flight. NOT

by Lindsey Scott on Apr 10, 2022
1 out of 5 stars

We tried for 2 days to book a flight. Used points. Web site down. The new got it going and we couldn’t book seats. The flight was full. Called Air Canada and then RBC and then Air Canada. Then RBC. What a load of nonsense.
Going to tear out the cards and not ever use them again. So 100,000 down the drain in points. No one can do or help you, they just pass the buck.

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Scotia Momentum Visa Infinite Card

Scotia Momentum Visa Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. 

Get this card / Apply online

AWFUL CUSTOMER SEVICE AND WAIT TIMES

by Enrique Aldana on Apr 6, 2022
1 out of 5 stars

I have a credit to use for a flight on my RBC Rewards, therefore I need to call RBC Rewards to book a new flight. I was on hold for 2 hours. Once I finally get connected with an agent, they hung up on me after 30 minutes because they could not figure out to re-book the new flight. AWFUL SERVICE. I will be cancelling my credit card, these points are not worth it.

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Absolutely ridiculous

by Rachel on Apr 5, 2022
1 out of 5 stars

Waited two hours - which I understand wait times are long. Then once we did get on with an agent we tried booking a flight over the phone as we were not able to do it online because we needed to redeem a flight credit. We not only couldn't redeem the full flight credit, but we also lost over $200 on taxes and then the agent needed help so she called another department, and then hung up on us. We had given a call back number and they never called back. Absolutely ridiculous. On hold again for another hour (still no answer) and there is no possible another way to book our flight using these credits than through the phone. I will never use the points to book a flight again - I DO NOT recommend it.

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Airline cancels flight date. RBC won’t change my reservation.

by Tom B on Mar 11, 2022
1 out of 5 stars

The airline cancelled a flight made with an RBC reservation. Flight is no longer available on the Airline website. RBC won’t allow me to rebook the same flight for the day before because the airline hasn’t notified them? Or they will if I pay $200.
Rather than deal with the cancelled flight, they would prefer me to arrive at the airport for a cancelled flight? No help at all. When I asked to speak to another operator… put on hold until the call was just dropped.

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Review topics

Scotia Momentum VISA Infinite Card

Scotia Momentum VISA Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:

 

  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Get this card / Apply online

Nightmare Hold Times & No Solutions

by Disappointed RBC Customer on Mar 7, 2022
1 out of 5 stars

I've been on hold for a total of over 3 hours today, and I've spent about 2 hours engaging with an agent who also put me on hold for most of that time. So far I have invested about 5 hours and counting (currently still on hold) since the first agent said she would speak to a supervisor and call me after 3 PM today, no call yet. It's 9 PM EST so I decided to get into their nightmare on hold queue again since I am supposed to travel tomorrow and they gave me a return flight with an impossible connection. They expect me to clear customs, check out my luggage from one airport (approx time is normally 90 mins) drive to another airport with the journey in between taking 1-2 hours depending on traffic and go through customs and security, check-in my luggage (normally 90 mins at best) with a transit time of 3 hours. There is a simple solution to this as there is another flight that would not require the change in airports for the same costs and it has available seats but apparently, this is too complicated and requires a supervisor... So here I am having invested over 5 hours in this process and my travel scheduled for tomorrow. Never again. Looking at cancelling and moving my 25-year banking relationship elsewhere if they won't resolve this for me.

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