Credit Card Reviews
BMO World Elite MasterCard Consumer Reviews
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(50 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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Review author
I am a medical professional with a perfect credit score. I had a BMO World Elite Mastercard for years but it started to fail me with the denial of my airport lounge privileges.
Hence I applied and tried their cash back BMO world elite MC and got my card 7 weeks ago. It has denied my purchase 3 times in as many weeks now. I called their number and waited an hour for them to answer and their "fraud analyst" cleared my card and promised everything should be fine from now on. So I went ahead and tried the same purchased again and got declined again for the second time and they blocked my card as well. Presently, I am still waiting on the phone they said it will be a wait time of 2 hours now.
So be forewarned, don't ever apply for this BMO world elite product, as far as I am concerned, it is a fraud product.