Credit Card Reviews

Walmart MASTERCARD Consumer Reviews

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(253 reviews)
Walmart MASTERCARD
1.3 out of 5 stars:
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Card placed on hold

by dros on Apr 25, 2021
2.3 out of 5 stars

I called the first time and was told they would "call back in 5 minutes". Really? I have never seen a company treat their customer like that and on top of that, I never received the call.

After calling 4 times again and having them say the exact same thing but not giving any more information it was until the 5 and 6th call is when I was able to actually have a conversation with the customer representative about why my card was on hold.

This time the representative I had on the phone "Helped"!!! She was able to take the block off from what I was told over the phone but was told to wait 20 min for it to be reset.

I will try it later this week but this should never have happened.

Please be persistent when they tell you they would call back in 5 minutes. Just call back 20-30 minutes after the first call and you will receive a new representative and you will hopefully get one that will help you sort out your issue.

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Card cut off after two uses

by Underwhelmed on Apr 14, 2021
1 out of 5 stars

I did an online Walmart order, I shopped at another local store to use the card in person. I received a phone call later that day from their security division. They had put a lock on my card until I fax them more ID for my security... mine or theirs. I told them I have no intention of faxing my personal info anywhere.

I called back and spoke to someone reading talking points. She had no capacity to answer why my card was locked. She told me I had used it correctly but it was locked because... because what? No response. I asked for a supervisor... 24-48 hours wait, so I waited.

72 hours later no supervisor called so I called and cancelled the card after paying off the balance. The agent said he was sorry I was cancelling. I said if you really cared, someone would have called me when I asked.

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Charges without Explanation

by John on Mar 25, 2021
1 out of 5 stars

Charges without explanation and monthly statements. When it ran in normal, it seemed to be ok. But when you meet any situation, the terrible treatment starts.
I got some question about my previous charge and contacted with the customer service. No explanation and the transaction details provided. I canceled my card and found my online was locked off right away. I requested the monthly statement for reviewing and checking numerous. Every time the customer service representative always said I should get it within 10 days. After 100 days waiting, the required monthly statements have not been shown up. Even though I fully paid my last statement balance, and verified the balance became "0" by calling. My closed account balance is still growing. Where can I get this terrible service off?
Don't try it, you will be beaten up.

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment 

Get this card / Apply online

Horrible Customer service

by Dwayne G on Nov 29, 2020
2 out of 5 stars

Tried to make a purchase and it was declined. By the time I spoke to the 4th agent after verifying my identity over and over and over again. I was steaming mad. Still declined the purchase. Looked like an idiot in front of people in the store. Worst clown show ever!

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Customer care

by AJITH HIRIMUTHUGODA on Sep 17, 2022
1 out of 5 stars

I got the Walmart master card recently and had no problem for several months, but today my card was declined at a Mississauga Walmart outlet. My payments were up to date. The customer care people at the location were not able to help me so I called the number 1883316133 several times and contacted a gentleman who was very rude and incomprehensive. After some stupid questions, he was suggesting ultimately closing my account and hung up this incident happened around 5.00 pm on 17 September. Around 6.00 pm another girl called me and she was asking for my driver's license number to unblock my card which is ridiculous!
They were interrogating me as a common criminal! The worst ever experience in my life with a credit card.

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Zero assistance

by John on Aug 29, 2022
1 out of 5 stars

Phoned them on a Thursday and said I’m going out of province and was told zero issues will happen.
Left Friday. Saturday morning my card was blocked. Told them I had to fax them documents. Currently, Monday 3 days 12 times faxing documents and all I’m told is they are sorry for the inconvenience. I wish I had never applied for this card. Avoid at all costs

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:

 

  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65

Get this card / Apply online

Bad Customer service

by Hewa barzani on Jul 4, 2022
1 out of 5 stars

I’ve been lied to for the past three weeks by customer service agents in Walmart Mastercard. My account has been locked for a while and all I have been trying to do is unlock it. The agents pick up and tell me that they’ll give me a call later after they identify the issue but they never end up calling me. So dissatisfied and I wish I didn’t sign up for this.

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Not worth the hassle

by BlueSky on Jun 26, 2022
1 out of 5 stars

About two or three times a year my card gets frozen with no notice. I have to call to security centre to confirm recent purchases and payments. It is absolutely ridiculous as it isn’t even triggered by large purchases. It was triggered by me travelling to a city 2 hours from home which is a regular trip I’ve made every 6-8 weeks for the last 8 years! They don’t call you, you just find out when you are trying to make a purchase and find your card is declined. It’s very embarrassing considering I’m never over my limit and I pay it off in full every month. The phone call to get everything straightened around takes a minimum of 15 minutes plus an extra 10 to get it ‘through the system’. The last time this happened I had only taken the one card in with me, not my entire purse so I couldn’t just whip out another card or cash to pay.

They froze it at Christmas time when I was ordering gifts during the Black Friday sales. Had email confirmations of all the orders. The next time I shopped in the store I found out my card had been frozen. Made the call, and got everything fixed. The following week when I realized I hadn’t gotten any notices that any online purchases were shipped I went back to all the websites only to find all the orders were cancelled because the Walmart Credit Card wouldn’t authorize the purchases. I ended up having to reorder everything at a regular price (what I could find still in stock).

I have also a Visa card as well and they’ve never frozen my card. I’ve had a couple of calls from them over the years verifying purchases but they’ve never frozen my card.

I’ve finally reached my breaking point and am now in the process of applying for a replacement Master Card from another financial institution.

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Unnecessary Holds and difficulty with customer service

by Elaine Aldridge-Low on Jun 5, 2022
1.5 out of 5 stars

If you are considering the Walmart World MC be prepared for long wait times and substandard customer service. I have now called 3 times regarding a hold they put on my card. The first call they told me nothing was wrong, second call I spoke to someone in the Philippines who was obviously reading from a script and did not listen to my specific concerns. Told me they had tried to SOS and I did not respond. I did not receive anything from them. I was transferred to their Security department and told they had removed the hold and I could try using the card again in 10 minutes. When I did so it was declined. I called back a third time and asked that my call be escalated and I again spoke to someone in the Philippines who just regurgitated what I had already been told. I don't feel like a valued customer event when I pay my credit card in full every month. I will be switching cards! The only thing this card is good for is the points.

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Scotia Momentum Visa Infinite Card

Scotia Momentum Visa Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. 

Get this card / Apply online

Don't even try to get this MasterCard 0 customer service

by Mason on May 6, 2022
1 out of 5 stars

Don't even get this MasterCard! Nobody will help you! Not even customer service... It is a bad company doing fraud! No customer service! The card is blocked from transactions and they will keep it blocked... They will say we will call you back but nobody will and nobody helps...

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