Independent Home Insurance Reviews

TD Insurance Home Insurance Reviews

(14 reviews)
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Category: Flood, Water Damage
(1.6 out of 5 stars)
Customer Service:
Value for Money:
Claim Experience:

Under customer service

(1.0 out of 5 stars)
by Button Sep 18, 2019
...We had a claim and we were not being treated fairly thus gave up. Every point raised they said the policy did not cover. It took 10 days to get a copy of the policy to show we were covered for roof water damage. Then we were told to submit a second claim for an additional deductible, we requested a second adjuster and were told there was not an acceptable adjuster in our area. This was for hail damage and they would only consider patches rather than replacement. Our neighbours, who have a different insurance company, are having repairs completed. Found the staff to be junior in status and not willing to provide a service for which we thought we were paying for. This was the first and only claim with TD Insurance over some ten years...
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Terrible service

(1.0 out of 5 stars)
by jonny Aug 13, 2019
...I had a flood in my duplex because the main drain got blocked halfway down and my claim has been refused. It can take hours to get a hold of customer service...
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Worst company ever

(1.0 out of 5 stars)
by Authentic Nov 26, 2018
...My parents have a basement water leak that was assessed by the insurance. The adjuster, who came to their home, stated that they would take care of it and approve it. Not sure if he is talking about fixing it 5 years down the road. He has got to be the worst adjuster ever. Not only have my parents left numerous voice messages, they have also left emails for him to follow up to see what is happening with the timeline. He doesn't even reply back to any messages. He is missing in action. I work in health care and have to deal with adjusters. They are the worst professionals ever. They have no professionalism and no common sense. They lack morals and etiquette. I am a few days away from speaking to the manager at TD insurance and making a big issue about their lack of professionalism. We all live busy lives. Being busy is just an excuse for them. The adjuster just lacks credibility. I believe what goes around comes around. Stay away from these crooks...
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