Independent Life Insurance Reviews

TD Insurance Life Insurance Reviews

(1 review)
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nondisclosure disqualified

 
(1.0 out of 5 stars)
by burned by non disclosures Oct 26, 2017
...Really zero but makes u choose. If your parents or siblings have cancer before age of 60 you don’t qualify disability nor life insurance but they don’t ask these when first applying for insurance. Plus they will continue to take your payments without letting you know until you have an issue; then you find out your not covered even if you are paying on the insurance. The request forms only ask for past 24 months but they go far back into your health records to find any reason to disqualify you very evasive. Again ask what disqualifies you before paying for this insurance as they won’t tell you up front and take your payments anyway. They don’t care...
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Did you know there is a 35% chance of developing a critical illness before you are 65 and 65%-70% chance before you turn 81? That means getting a critical illness insurance quote is no less important than getting life insurance. Your choice.