Independent Life Insurance Reviews

TD Insurance Life Insurance Reviews

(3 reviews)
This page has been viewed by:
1,866
consumers
Category: Coverage, Conditions
(1.7 out of 5 stars)
Customer Service:
Value for Money:
 

Very long wait

 
(1.5 out of 5 stars)
by Marie Sep 20, 2018
...They take over 6 weeks to review the policy application, so for that time you are without insurance and waiting for the underwriters to review it. The sales people assure you that you won't need a medical, that the process is simple etc. They are lying. They don't tell you that it will take at least 6 weeks and they don't tell you that invasive medicals are required. I don't enjoy getting more bloodwork and other samples done repeatedly. I do that enough at my Doctor. They are not easy to deal with and every time you call it's a long wait. The policy is also not active until they approve it. I called to switch my life insurance providers and wanted my new policy active by the time my old one ran out, but they took so long I was without life insurance for several weeks. Not fun when you have kids that depend on you and you get worried to even drive somewhere without life insurance. Horrible service. Way too slow...
0 of 0 people found this review helpful. Did you?
Thinking of getting a life insurance quote from an insurance agent? They work for one insurance company and can only sell the products of that company. That may not result in the best rate for you. Our insurance brokers compare life insurance quotes across 20+ Canadian insurers for you.
 

nondisclosure disqualified

 
(1.0 out of 5 stars)
by burned by non disclosures Oct 26, 2017
...Really zero but makes u choose. If your parents or siblings have cancer before age of 60 you don’t qualify disability nor life insurance but they don’t ask these when first applying for insurance. Plus they will continue to take your payments without letting you know until you have an issue; then you find out your not covered even if you are paying on the insurance. The request forms only ask for past 24 months but they go far back into your health records to find any reason to disqualify you very evasive. Again ask what disqualifies you before paying for this insurance as they won’t tell you up front and take your payments anyway. They don’t care...
0 of 0 people found this review helpful. Did you?
 

Very helpful agents

 
(4.0 out of 5 stars)
by BOWS1 Oct 08, 2013
...Anytime I have had questions about my coverage, or was unsure of what was or was not covered, TD Insurance agents were very helpful and always asked if I needed any more assistance...
1 of 1 people found this review helpful. Did you?
Did you know that one in three Canadians, on average, will be disabled for more than three months before they turn 65? Get a disability insurance quote today to make sure your income is secure, even when you are temporary disabled.