Independent Life Insurance Reviews

Blue Cross Life Insurance Reviews

(3 reviews)
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(1.5 out of 5 stars)
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Travel insurance

 
(1.5 out of 5 stars)
by Cris Apr 19, 2019
...Worst ever! I spent 350$ on insurance I went for a trip in Canada. I had a problem with my eye, went to the specialist and pay the fee. After, I call blue cross and they see that it does not cover because I didn't call them... Anyway, I've got a full refund because I cancelled the insurance! NEVER Again Blue Cross...
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Planning to get life insurance to protect your family, including children? Make sure that you get enough coverage. According to studies, it takes about $250,000 in total to raise a child to the age of 18 (and that doesn’t include any post-secondary education costs).
 

The worst health insurance

 
(1.0 out of 5 stars)
by Nick Aug 23, 2016
...I had 2 claims returned for ambulance bill for a reasons not specified in the policy and only to create more inconvenience and headaches. The first claim was returned because the statement from the hospital was not enough and needed a receipt.The second claim was declined because the receipt from the hospital for ambulance service does not specify origin and destination for the trip like i am going on a vacation. This is the very same receipt the hospital issues to all patients and it is a standard Ontario flat fee for ambulance service, regardless of the origin and destination. The only reason i am with that insurer is because is a group insurance from the employer. Worst ever customer service!...
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Worst company EVER

 
(1.0 out of 5 stars)
by Brew Aug 25, 2014
...I had the largest policy Blue Cross offered while I was a student in university. 1 million dollars in coverage towards travel for needed hospitals. When I contracted a rare cancer and had to fly 3000 miles away for treatment, I went to blue cross to put in a claim. Phone call after phone call and an afternoon of face to face discussion with my policy proof in hand, I was denied any coverage at all!! WHat is the point of having insurance, if the providers are complete crooks? Their reason for denying my claim was that I would have to prove that I was going to die if I didn't fly to another hospital? They don't even treat what I have anywhere else!! The only way to prove you would die otherwise is to die?!?! Obviously they won't pay if you are dead either!? Please save your money and pick someone else or nobody at all. You'll be better off!...
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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance , you would typically save around 30%-40% for the same coverage.