Independent Life Insurance Reviews

Cumis Insurance Life Insurance Reviews

(5 reviews)
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Category: Billing, Payments
(1.2 out of 5 stars)
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Cumis is horrible

 
(1.0 out of 5 stars)
by Cumis lies Jul 24, 2019
...I’m a healthy 28-year-old girl who bought a house and started my own business. Two years after purchasing my house I experienced increased instability with my left knee. I had a CT scan that showed I had worn down my knee as a massage therapist. I needed immediate surgery bone and ligament reconstruction. Recovery for this was 3 months and then I suffered an infection. I was off for half a year and my doctor communicated with them saying there is no way I could have known I needed surgery. They kept stealing my money and expressed that I should have known about my knee. They are still taking money from me even after signing papers to leave CUMIS. Exhausting horrible experience...
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Stop Payment

 
(1.0 out of 5 stars)
by Angrily Overinsured Feb 19, 2018
...How do I get these people to quit taking payments from my account after cancelling. I have placed stop payment on my account and they keep changing the amount each month...
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THEY DON'T STOP TAKING YOUR $$

 
(1.0 out of 5 stars)
by Darren V. Aug 09, 2017
...4 Months ago I faxed them, called them 3 times, (I called Cambrian and did what they said to do) and they still take $9.54 every month, they must be a cash strapped company! Don't buy CUMIS life ever!
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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance , you would typically save around 30%-40% for the same coverage.
 

Don't waste your time or money

 
(1.0 out of 5 stars)
by Hanging by a thread! Nov 06, 2015
...We applied for our disability insurance and we have spent the past 5+ months waiting for a reply and have been denied. At $420/mth, they like to take your money, but not pay a claim. They have asked for almost our entire medical history. Ever hear of the privacy act? Do not use this company! They will find every excuse to Not pay out. What kind of insurance company is this? Thanks Steinbach Credit Union for supplying us with a useless insurance company. If this is the insurance company your bank/credit union offers you, find your own. They will never pay out. They will come up with every excuse. Let you go broke, and then the bank forecloses. Our loans officer even told us to find a different insurer. I do not give this company any rating at all, but you have to choose at least one star to submit this review...
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Worst Company Ever

 
(1.0 out of 5 stars)
by Amanda Jul 27, 2015
...The whole point of insurance is to protect yourself if something happens unexpectedly. This company did everything they could to avoid a payout on a family member. I am beyond disgusted at the steps they took through court. In the end, the consumer can't win because the legal fees could have been as much as the payout. I hate Cumis for causing so much stress and frustration. Do not trust anything this company has to say...
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