Independent Life Insurance Reviews

Great-West Life Life Insurance Reviews

(60 reviews)
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Category: Billing, Payments
(1.4 out of 5 stars)
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Short term disability

 
(1.0 out of 5 stars)
by IJ Apr 16, 2019
...I had recently been put on a short term leave from my job due to a pregnancy. I work in a highly dangerous environment with violent clients. Shortly after being put on leave I had a miscarriage. My leave was supposed to be 7 weeks according to my doctor's notes. I had been upfront and shared all information regarding every appointment to GWL and was happy to supply them with any further medical notes they needed. I was told by my GWL caseworker that I no longer qualified for a short term leave because my pregnancy being why I was off in the first place. I explained that I was still having complications and that my doctor insisted I needed to take the full 7 weeks. I was also told I didn’t qualify anymore because I was able to return to my job and complete 60% of my work. Which I found laughable because if I’m anything less than 100% at this job I put everybody at risk. I went back to my doctor and explained what was happening and he said I am the physician and the medical professional here and I believe you need the full 7 weeks. At this time I call my caseworker who tells me I’ve been cut off from my benefits as of last week. She said she had tried calling and leaving me a voice mail but there are no records of either on my phone. So glad I won’t be having to deal with this company again...
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Did you know that if you are a 30-year old male, a term life insurance policy for 20 years with coverage of $200,000 will cost you around $19/month? Getting your term life insurance quote today will allow you to benefit from a great rate.
 

Crafty Lawyers.

 
(1.0 out of 5 stars)
by Anonymous Feb 23, 2019
...This 'company' is a complete and utter farce run by callous individuals. Their policies are a joke, leaving you with little-to-no coverage. There are numerous occasions where I am reimbursed $2, $4, $5 as a result of how they run the numbers. I am inclined to call it a scam, but somehow these sneaky crooks play by their fine print rules and get away with it. I advise anyone of good ethical character to steer clear from any involvement with this 'company'...
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High claim rejection

 
(1.5 out of 5 stars)
by Darkev Feb 15, 2019
...I’m supposed to have group insurance for dental. However each year my out-of-pocket expenses go up and up while Great-West finds new ways to not pay for claims. Recently I had 2 fillings on 2 teeth that happened to have crowns on them. The crowns were not touched. The two teeth under the crowns had cavities where my gums receded. $430 was the cost and $0 was the benefit amount. They don’t cover fillings to teeth that have crowns on them. They consider this “crown repair” when the dentist never touched the crowns at all. This is just one of many ineligible claim excuses they come up with to render your dental plan with them practically useless. I’m going to be pushing our union to switch to a better provider. We have approximately 40,000 employees and many of us in my section are fed up with this company...
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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance , you would typically save around 30%-40% for the same coverage.
 

Threatening to cut me off !

 
(1.0 out of 5 stars)
by Whatajoke Nov 03, 2018
...I’ve been on WSIB for 18 months. GWL is my Ltd carrier. I am being paid 100% WSIB, and GWL has not paid me one cent, however, they are threatening to cut my Ltd off even though they aren’t paying it if I don’t apply for CPP. I’ve called 4 times and have left messages but no one returns your calls. WSIB even wrote them a letter saying basically “ buzz off “, she’s on our payroll. I have spoken with a lawyer and they agreed that GWL should not be insisting I apply as they don’t pay me. This so-called worker of mine also calls at night or in the middle of the day on weekends. What a bunch of jokers. Never ever use this company...
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