Life Insurance Reviews

Sun Life Life Insurance Reviews

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(97 reviews)
Sun Life
2.1 out of 5 stars:
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Terrible

by Stevrme on Aug 18, 2016
1 out of 5 stars

Tried to change my address three different times and it never went through, lets see if it actually works this time but so far customer service has been wholly disappointing. would never suggest anyone buy a plan from these people, your beneficiaries will be tearing their hair out trying to work with these people, as if dealing with the loss of a family member isn't hard enough, they'll make you jump through hoops to have any access to funds other than their checks, which take to weeks to get there even if they send them to the right place.

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An awful experience

by dkhoob on Aug 8, 2016
1 out of 5 stars

The worst experience one may have in obtaining a life insurance claim. Company's strategy is to create every reason for not paying your life insurance claim. Staff are very incompetent, lacking knowledge of the process and no respect for their customers.

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Ins-Investment Plan A Loser

by Jonathan Sevy on Oct 9, 2016
1.5 out of 5 stars

Email just sent to "our" Sun Life Agent:
I'm looking at a June Segregated Funds Policy Statement and find myself chafed again by the convoluted non-information that we have received from Sun Life about our investments.

I shake my head at the sentence: "Please be assured that your segregated fund contract issued by sun Life Assurance Company of Canada continues to provide guarantees to help protect you against volatile markets." We feel no assurance, and Sun Life has been either unwilling or unable to show us a clear, simple record of money invested, interest payments and rates, withdrawals, and running balance(s).

It's a stunning failure, and we are very, very disappointed.

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Not sure if you can qualify for life insurance with existing health pre-conditions? Let us to help you with a no medical life insurance quote, meaning that you do not need to pass a medical exam to qualify for a life insurance policy.

unbelievable OPUS 2 insurance!

by it's painful for OPUS 2 life insurance policy on Jun 17, 2016
1 out of 5 stars

I don't how many people to buy OPUS 2 life insurance policy from Sun Life?!
I bought it in 1992 and finished payment already, but starting 3 years before, Sun Life sent me a letter to ask paying few hundreds again, say the company isn't running well so ask more money to keep this policy. I called to them, but no body can answer me questions about why? for how long for this payment? etc. Today I got another letter from them to ask me to pay full amount of money which isn't few hundreds, it's over a thousand dollar which was my original policy payment as 1992!! Unbelievable!! Sun Life is one of a big company in Canada, compare with other insurance's companies, why the performance has a huge difference? when the time they asked me to buy their life insurance, all they told me how strougn they are! but results to make me so dispointed! Lucky, I am only one bought Sun Life insurance! So becareful, when you buy any insurances from Sun Life!

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Life Insurance Denial!!!

by Kansas12 on May 20, 2017
1 out of 5 stars

It's been 10 months since I submitted a request for life insurance payment from Sun Life. After 3 months of calling writing letters etc. I have finally been denied. I filed again and was denied again, I then filed again and was denied. The reason for denial was that Sun Life states that my deceased wife didn't submit a document called "EVIDENCE OF INSURABILITY". This document was never requested nor has any mention of it been made by her employer. I have hired a lawyer that specializes in this area but have still even denied. I am not satisfied with this lawyer either but that's another story. This EVIDENCE OF INSURABILITY document states that you have no disease that would cause death within 3 years of the start date of the policy. She got cancer 4 years after start date. I contend why worry about the document since it's been 4 years. Of course Sun just sees a chance for denial. Today is May 20th 2017 she passed Aug 16 2016 and I'm still fighting. My next course of action is to sue in federal court, which I plan to do. I will not give up until I have collected

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Problem with Sun Life team

by 1Mullers on Nov 18, 2020
1 out of 5 stars

If you have a problem with Sun Life all you get is the run-around, Dealing with the Sun Life team so far for our family, my experience, really bad service. Really bad. If you have a problem and ask to have it dealt with, many steps to go through, to get to the next step oh you need the final position letter, oh and how do we get that, oh you have to ask the last person that you complained to that did nothing for us but drag their feet, for as long as they could and did nothing. Delay - that's the Sun Life game. Try to avoid Sun Life the worst in the industry, wish we never bought insurance from them. Need final position letter for Ombudsman's office. Scum!

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

Terrible, buyer be aware!

by Johan on Aug 31, 2020
1 out of 5 stars

It took me 6 months of back and forth to finally be approved on a disability mortgage... A week after I was told I was approved they had told me more information required! They don’t have the public as their best interest but they are very good at collecting your money!

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Don't touch this company

by Un happy customer on Aug 5, 2018
1 out of 5 stars

Trying to claim a life insurance policy taken out by the bereaved, the family continues to struggle to get the payout. With numerous calls to the company telling us to get all signatures completed when only one executive dealing with all the finances. Also asked to provide bank details on two occasions only to be told 4 weeks later that they don't pay into your bank account but direct to the funeral directors. The way we've been treated is absolutely disgusting. None of their call operators read from the same script obviously making it up as they go along. Furthermore, what you actually contribute in payments you only get about a third back.

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poor service

by Donna gill on Feb 26, 2018
1 out of 5 stars

This company treated us terrible when my mom died. The person on phone was rude and not helpful, even put phone down on my brother because she didn't know how to do her job. Took them months to sort out money and we had to keep ringing them up, not the other way round, and still not sorted after 12mths. I will never recommend them and wish we never went with them either. The whole process was upsetting and made our grieving more painful.

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No good for grieving..

by lmwalters on Feb 17, 2018
1 out of 5 stars

My daughter's father passed away in May of 2017. We have been going through the run around since then. She still hasn't received her money he has left for her. I am also on there and because I am the "EX-WIFE" they won't give me my part either. I have to get my divorce paperwork and prove that the divorce decree doesn't say that it doesn't go to me for life insurance. I have sent my divorce paperwork and still nothing. I have emailed them and called them and I am getting absolutely NO RESPONSE! It is so frustrating! I think this place is a dang JOKE!

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