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How Much a Good Condo View is Worth Today?

A prospective buyer is always going to be focused on a condo unit’s view. Unlike a house, these units rarely have multiple windows to the outside in various directions. The exterior wall, which usually is either glass or contains a balcony, is likely the only point of contact with the natural world.

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Own your home? You could be eligible for these tax credits and rebates

It’s no secret that property prices in many urban areas of Canada are on fire. And it’s not limited to just the core of Toronto and Vancouver. Houses for sale in Hamilton, for example, have doubled in price in the last decade and houses in Mississauga are almost $750,000.

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How Competitive is it to Buy a Home in Toronto? INFOGRAPHIC

Toronto real estate has been tumultuous in the last few years. At first, everything was going, up, up and up. Record low-interest rates made huge mortgages more attractive, and few new suburbs were developed thanks to the Greenbelt. Almost 90, 000 Newcomers were moving to Toronto each year, along with Canadians from other parts of the country.

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Ten Tips for Selling Your Home in January

Is a new job or another factor making you fret about the need to sell your home in January? Save your emotional energy for a good marketing plan, a good sales agent and your unleashing of optimism. Real estate sources note that nowadays fewer bad times to sell exist in major city markets.

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Posted in Home Insurance


Home Sales in Late Fall 2017 – Cause for Optimism

Sales in half of all local Canadian markets saw an uptick last month, according to the latest report from the Canadian Real Estate Association (CREA). It’s an optimistic sign of short-term recovery following several months of slower sales, as the market reacts to a number of new regulations designed to cool prices in the Greater Golden Horseshoe,

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Posted in Home Insurance


Infographic: Real Estate Market in Toronto and Canada – Fall 2017

It looks like Canadian real estate is in for a slower-than-usual autumn. The typical back-to-school September buying rush was notably subdued this year, reveals the latest national market analysis from the Canadian Real Estate Association (CREA).

According to September’s data, home sales have plunged 11 per cent year over year nationwide,

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Posted in Home Insurance


Insurance for Short-Term Rentals: What You Must Know

The business of insurance is said to be a tricky one because you might never know what type of policy you have until it is time to file a claim.

Toronto townhouses and condos are usually covered by homeowners insurance policy.

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Posted in Home Insurance


Should Borrowers Lock In As Interest Rates Rise?

Canadian borrowers have enjoyed cheap loans for years – whether in the form of record-low mortgage rates, or interest charged on lines of credit. That changed in July, however, as the Bank of Canada (BoC) – which sets pricing for such products – mandated that interest rates will start to rise.Canadian borrowers have enjoyed cheap loans for years – whether in the form of record-low mortgage rates,

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Posted in Mortgage


Is Ontario’s Hottest Real Estate Market Cooling Off?

Home sales across Canada fell by 6.2 per cent in June, largely on the back of a huge decline in Toronto, the Canadian Real Estate Association reports. The Greater Toronto Area experienced the largest decrease in sales, with 6.7 per cent fewer homes trading hands. This greatly contributed to a downturn in two thirds of Canadian local markets.

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Posted in Home Insurance
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The Home Price Premium in Toronto’s Best School Districts

In fact, according to recent data, the premium for living near one of Toronto’s top-rated learning schools can top hundreds of thousands of dollars – as much as $800,000 in one case.

Posted in Home Insurance


How to Stage Your Home for the Spring Market

By: Penelope Graham, Zoocasa
The spring real estate market is the busiest of the year; those who have been mulling over a change of scenery since January are finally ready to take the leap, and eager to close the deal over the summer so they can be settled come fall.

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Posted in Home Insurance


5 Mortgage Pitfalls Borrowers Should Be Aware Of

By: Penelope Graham, Zoocasa
Mortgage pitfalls
Getting a mortgage can be a fairly smooth process – if you’re the perfect borrower. Those with pristine credit scores, stable employment, little debt and dual household income will enjoy some of the most competitive rates available, which can add up to thousands of dollars saved over the course of a mortgage.

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Posted in Mortgage


Freehold Townhouse vs Condo – Key Differences to Know

condo-vs-freehold-townhousesOn the real estate hunt? Unless you have a million dollars and massive down payment to spare, chances are detached houses are out of reach. It’s a reality facing many buyers, as prices have quickly outpaced income in Canada’s hottest housing markets.

Consider this: The average detached house price,

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Posted in Home Insurance