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Canadian Direct Insurance Auto Insurance Reviews

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(19 reviews)
Canadian Direct Insurance
2.8 out of 5 stars:
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Cancelled but Taking $$

by hotel goddess on Sep 11, 2017
1 out of 5 stars

I cancelled my insurance with Cdn Direct when I moved out of province + they no longer insured in the new province. I went with their affiliate. The affiliate confirmed they cancelled our Cdn Direct policy but 5 months later find out they are still taking the payments from my account from the former policy. I contact Cdn Direct + they agreed to refund even though I had to send their affiliate policy. When the refund was not present in my bank account + contact Cdn Direct to find out they would issue the refund on 15th of the month, 21 days past the conversation I had with them! Ridiculous ! Will NEVER use them again + spreading the message to others no to use them.

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Cancelled my coverage

by Martin on Dec 3, 2014
1 out of 5 stars

It is true when they say you get what you pay for. Canadian Direct Insurance cancelled my policy when I applied to add my son to my policy, as I was disabled by a fall off a roof, and had to be driven to physio a couple days a month.
They refused to add my son to my policy because of his driving record (he had made a claim with ICBC and had a speeding ticket) but also felt that they should also cancel my policy because my son has a drivers license and lives in the same household, basically accusing me of allowing him to drive even though he was refused coverage. If I would allow my son to drive without insurance I would not have bothered trying to get coverage. Canadian Direct is cheaper than ICBC but you better not have a claim.

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great service

by Laura K on Oct 10, 2014
5 out of 5 stars

I switched to Canadian Direct over a year ago after my husband had an accident and ICBC wanted to raise our rates by 1/3 after 20 years claim free!!!
Their rates were great, way less than ICBC and the service was fantastic! The claim I had occurred when I was on vacation in the BC interior visiting a friend and she accidentally backed into my parked car because she forgot it was in her driveway. We both called our insurance companies and they had everything dealt with in minutes. Our car was driveable (damage was to a rear door) so we were able to enjoy the rest of our vacation and get the car fixed no problem when we got home. They arranged for a rental car and everything.
When we sold our car last month they were great about cancelling the policy and the lady on the phone even offered to backdate the cancellation to the actual sale date! The money owed to us was deposited into our account within 10 bus days just as she said it would be. Very impressed!

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Not a good experience

by Frustrated on Jul 1, 2014
1 out of 5 stars

I went with them because they were the cheapest, but not by much. Sometimes, you get what you pay for.

I got auto insurance from them a year ago, and made the unfortunate decision to pay by credit card. Apparently, if you elect to do this they will not renew your policy automatically the next year, even though the credit card is still good. I was unaware of this factoid, but more importantly I was not told this, and I know I wasn't because when I do renegotiate insurance of any kind I keep detailed notes in a word document. To be fair, I did receive an e-mail 2 days before my insurance was due to expire, but I didn't read it carefully assuming that it was the typical friendly notice that it's coming due, and that if I did nothing it would continue...like it has for the past 28 years I've been driving! I ignored it, which was my fault but...they CANCELLED my insurance without telling me! I was eventually informed 2 weeks later via a snail-mail letter that I've been without insurance for the entire time. No phone call, no further e-mail, and if I had been in an accident or even pulled over it would have been at least a 10K fine!

Some of the above is attributable to me in part, though I think it should be illegal to cancel auto insurance without telling a customer, given the legal ramifications in Alberta. However, trying to regain the insurance was a nightmare. I called 7 times, was place on hold repeatedly for unreasonably long periods of time, tried to use their callback feature twice and actually spoke to no less than 4 people, of which only one was helpful (he was awesome). All others passed the buck and stated that it wasn't their department, and couldn't (wouldn't) help. The bottom line is this: customer service is absolutely horrible for the most part. I feel they are understaffed and undertrained. God help you if you actually need some help with something more pressing, like an accident claim. After two days of trying, I gave up and went with a competing insurance provider...no wait time and much, much easier.

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