Find your broker | Insurance broker gateway

InsurEye connects you to the best insurance brokers across Canada, but we want to do more than simply connect you with brokers – we want to educate you about insurance first. That’s why if you click on any of the locations below, you will be able to see average insurance costs for this province / location. Knowing what others pay for insurance will provide you with a good starting point for your discussion with a broker. Simply click on one of the locations below to find out more.

InsurEye broker network today


Insurance Brokers in Canada

Why search for an insurance broker near me?

There are several reasons to get an insurance policy from an insurance broker in your neighbourhood / province.

    • Access to many insurers: Unlike insurance companies or its agents, insurance brokers work with several insurance providers and compare different insurance policies and rates.
    • Meeting in person: If you prefer that personal touch and want to connect with your broker in person, that is another reason to find a broker nearby. Your broker can meet you in their office, your home or at a coffee shop.
    • Knowledge of many products: An insurance broker knows the products of many insurers and will offer an optimal solution based on your particular situation, such as life insurance for those with diabetes, car insurance for high-risk drivers, and home insurance for flood-endangered regions.

Who are online insurance brokers?

The concept of online insurance brokers is often misunderstood. There two different types of online brokers:

    • Online brokers with physical presence: These are conventional brick and mortar brokers who have kept the pace with the development of online and mobile channels and have invested into them. Typically, these brokers serve customers across entire provinces in which they are licensed. Their website offers numerous functionalities that other brokers do not have, such as sleek quoting process, some online policy administration tools (e.g. to change own address), and, sometimes, they even allow customers to buy an insurance policy online.
    • Purely online insurance brokers: These brokers do not have a conventional brick and mortar location, and they serve customers online through online/mobile channels or via the phone. Typically, their website offers a number of tools to compare and quote insurance. Sometimes, they also offer tools to manage your existing policy.

Often, but not always, online brokers with a physical presence have more extensive insurance experience because they have been out there for years or even decades. InsurEye works with a number of such brokers to serve our customers.

What types of insurance brokers exist?

Types of insurance brokers are often defined by the products they offer:

    • Personal property and casualty brokers: These are brokers who are primarily focused on home and car insurance. They can sell other products, such as watercraft insurance, separate liability insurance (also called umbrella insurance), etc.
    • Commercial insurance brokers: These brokers sell insurance to businesses, varying from commercial property (e.g. for your office or factory) and fleet insurance to general liability and marine insurance (i.e. required to transport goods and other items/ materials).
    • Life and health insurance brokers: These brokers are focused on all life and health-related insurance products. The list of products offered by life and health insurance brokers is long and can include life insurance, disability insurance, critical illness insurance, funeral insurance (also called burial insurance), health insurance and more.

Some insurance brokers work simultaneously with several insurance product lines. A benefit of these brokers (and brokerages) is that they can be a one-stop insurance shop for all your coverage needs.

Regional car insurance specifics

Car insurance is strictly regulated in, and works differently across, Canadian provinces. There are two main things that vary from province to province:

    • Choice of insurance providers: These provinces offer a wide choice of insurers from whom you can get a car insurance policy: AB, ON, NS, QC (only property damge), and the Atlantic provinces. There are three provinces where insurance is offered entirely by crown corporation companies: ICBC (Insurance Corporation of British Columbia) in BC, SGI (Saskatchewan Government Insurance) in SK, and MPI (Manitoba Public Insurance) in MB.
    • Type of insurance: Auto insurance approaches vary across provinces. Some provinces use a tort system, also called the “at-fault” approach (BC, AB, NFL are examples of provinces with tort approaches) or the “no-fault” approach (QC with a pure or almost “no-fault” approach together with SK and MB) or a hybrid approach (seen in ON, PEI, and NS).

Regional home insurance specifics

Home insurance is not as regulated as car insurance, so there are less regional aspects to take into account. Riders help you customize a policy for your region and include protection against threats that are specific to your province, but not covered under the base policy.

    • Earthquakes: Only a few provinces in Canada face a real earthquake risk. If you live in British Columbia or Quebec, consider adding an earthquake rider.
    • Flood: In general, overland flooding is not covered by home insurance in Canada. Only a few providers started including this type of coverage into their policies. Alberta and Ontario are the primary candidates for flooding coverage because they have a history of extensive floods.
    • Hurricanes: These natural disasters typically impact Atlantic Provinces. Hurricanes Matthew in 2016, Arthur in 2014, and Sandy in 2012 are examples of such disasters that have hit Canada in the past.

Regional life insurance specifics

Life and health insurance does not differ much from province to province. Its coverage and cost are dictated mostly by your personal situation, financial needs, health and pre-existing health conditions. Make sure your life and health insurance brokers are licensed in your province.

magnifier  Insurance Brokers by Province
Flag of Alberta.svg    Insurance Brokers in ABFlag of Nova Scotia.svg    Insurance Brokers in NSFlag of Prince Edward Island.svg    Insurance Brokers in PE
Flag of British Columbia.svg    Insurance Brokers in BCFlag of the Northwest Territories.svg    Insurance Brokers in NTFlag of Quebec.svg    Insurance Brokers in QC
Flag of Manitoba.svg    Insurance Brokers in MBFlag of Nunavut.svg    Insurance Brokers in NUFlag of Saskatchewan.svg    Insurance Brokers in SK
Flag of New Brunswick.svg    Insurance Brokers in NBFlag of Ontario.svg    Insurance Brokers in ONFlag of Yukon.svg    Insurance Brokers in YT
Flag of Newfoundland and Labrador.svg    Insurance Brokers in NLFlag of Prince Edward Island.svg    Insurance Brokers in PE

magnifier  Insurance Brokers in Alberta
Insurance Brokers Calgary, AlbertaInsurance Brokers Edmonton, AlbertaInsurance Brokers Red Deer, Alberta
Insurance Brokers Lethbridge, AlbertaInsurance Brokers Medicine Hat, Alberta

magnifier  Insurance Brokers in Saskatchewan
Insurance Brokers Regina, SaskatchewanInsurance Brokers Saskatoon, SaskatchewanInsurance Brokers Prince Albert, Saskatchewan

magnifier  Insurance Brokers in Ontario
Insurance Brokers Ajax, Ontario
Insurance Brokers Kitchener, Ontario
Insurance Brokers Richmond Hill, Ontario
Insurance Brokers Barrie, Ontario
Insurance Brokers London, Ontario
Insurance Brokers Sarnia, Ontario
Insurance Brokers Brampton, Ontario
Insurance Brokers Markham, Ontario
Insurance Brokers Scarborough, Ontario
Insurance Brokers Brantford, Ontario
Insurance Brokers Mississauga, Ontario
Insurance Brokers St. Catharines, Ontario
Insurance Brokers Burlington, Ontario
Insurance Brokers Newmarket, Ontario
Insurance Brokers Sudbury, Ontario
Insurance Brokers Cambridge, Ontario
Insurance Brokers Oakville, Ontario
Insurance Brokers Thunder Bay, Ontario
Insurance Brokers Etobicoke, Ontario
Insurance Brokers Oshawa, Ontario
Insurance Brokers Toronto, Ontario
Insurance Brokers GTA, Ontario
Insurance Brokers Ottawa, Ontario
Insurance Brokers Vaughan, Ontario
Insurance Brokers Guelph, Ontario
Insurance Brokers Peterborough, Ontario
Insurance Brokers Waterloo, Ontario
Insurance Brokers Hamilton, Ontario
Insurance Brokers Pickering, Ontario
Insurance Brokers Windsor, Ontario
Insurance Brokers Kingston, Ontario

magnifier  Insurance Brokers in Nova Scotia
Insurance Brokers Halifax, Nova Scotia

magnifier  Insurance Brokers in British Columbia
Insurance Brokers Burnaby, British ColumbiaInsurance Brokers Kamloops, British ColumbiaInsurance Brokers Surrey, British Columbia
Insurance Brokers Coquitlam, British Columbia
Insurance Brokers Nanaimo, British Columbia
Insurance Brokers Vancouver, British Columbia
Insurance Brokers Maple Ridge, British Columbia
Insurance Brokers Richmond, British ColumbiaInsurance Brokers Victoria, British Columbia
Insurance Brokers Kelowna, British Columbia
Insurance Brokers Prince George, British Columbia

magnifier  Insurance Brokers in Quebec
Insurance Brokers Montreal, Quebec