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Same experience as others! First they quote you a low price, then ask for 2 payments upfront then once you agreed and receive your Policy, you will be surprised you will pay more and add DOUBLE for what I was told it would be. SHOCKING! Jan- February then I cancelled mine after a month but they pull out money from my account first day of March and now they are saying I cannot get a full refund because of risk from Jan-March? HOW? When I don’t have insurance March day 1. They sent me refund cheque without receipt/deductions copy and the fact that I paid upfront they saying that I owed them money. My broker is not helping me enough to get my refund! WHAT A JOKE!