Car Insurance Reviews

State Farm Auto Insurance Reviews

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(119 reviews)
State Farm
1.9 out of 5 stars:
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Non professional experience

by Stanley B. on Jul 14, 2017
1 out of 5 stars

I was given a policy only to have it cancelled due to a ticket on my licence that I told the broker About! Then I was charged $1278 for six weeks of insurance when I agreed to pay $465/month. I was misrepresented and ripped off. The worst experience ever!!!

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Agent rude & unprofessional

by State Farm in Peel on Apr 28, 2017
1 out of 5 stars

I had been a State Farm auto insurance customer for over 30 years. My agent retired in 2016 and was replaced by someone else, in another location office. When I called recently about possible reduction of my combined auto/home insurance, they had no information on file except my name and address. I may as well of just walked in off the sidewalk. All I got were excuses, "oh our system is being updated" ... you should call us when you got news your agent was retiring.." No mailed material indicated I should contact them at renewal time. When I indicated that I was the customer and they should contact me - they said "do you know how many customers that would be and how long that would take?" I was laying over $200/month and found another provider who'd save me $600 a year compared to State Farm. Then I made the mistake of contacting my agent again requesting HR amount charged if I were to cancel all of my policies before renewal. They told me to "contact our head office in Quebec", they gave me the underwriters contact information?! Even the underwriters said who told you to contact us? And they contacted my agent. State Farm never offers discounts even when you call them. Ask them to match a competitor and they will not. Given the amount of money I'd spent with State Farm for 3 decades, they couldn't have turned out worse. Go to any other insurance provider rather than State Farm.

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State Farm + Certas = DISASTER

by Soon to be EX Farm on Apr 25, 2017
1 out of 5 stars

Since going to Certas, my experience with State Farm has continued to decline. My SF agents are great as always, but it seems that they too, are feeling the strain.

Rates have climbed, and for me (perfect record) are now about 30% more than the competition. The straw that broke the camel's back however is the fact that I can't pay on line nor can I even get to a website with my info on it. Folks, it's 2017 for crying out loud. On top of all that, I was late with a payment (I was out of the country when it came and didn't see the expected online notification because, guess what, there wasn't one) So they charged me 50 dollars to reinstate a policy.

Needless to say, I'm looking elsewhere, and you should be too.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Awful insurance company.

by Dissatisfied on Apr 7, 2017
1 out of 5 stars

Nothing but increases after the first year. Went from paying 125 in 2013. Just got a bill for may 2017 and now we're up to 284.25 for just my one car. If I could give a 0 star, I would. Going to switch asap!

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Unpleasant experience

by Seriously? on Mar 25, 2017
1.5 out of 5 stars

From the time we switched over to State Farm six months ago, there have been multiple errors. A policy number was assigned twice to the wrong vehicle resulting in denial of roadside assistance for my young daughter at night. She then had to hire her own tow truck and pay out of her pocket for it. This happened twice. The deductible amounts were created incorrectly and our premium amounts fluctuated constantly. Even a State Farm representative that we spoke to on one recent occasion told us that we had hung on for far longer than she would have. We are very disappointed in our service and will be going with another provider as soon as possible.

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Worst Customer Service EVER

by thoroughlyunhappy on Mar 7, 2017
1.5 out of 5 stars

It started out great but quickly went downhill. The customer service was horrible - getting answers from my agent of his assistant was like pulling teeth. And when I called the 1-800/1-877 numbers, they were no help either. Every month I'd get a notice in the mail saying my monthly amount changed, and there would be no heads up or explanation as to why. I would contact my agent and he would give me roundabout answers that didn't actually answer anything. At one point he promised the monthly rate wouldn't change until my renewal date, and sure enough the following month I received another rate change notification. Unbelievable. When I cancelled my policy I received a bill for an outstanding balance. Do you think this notification would tell me what the charges were for? NO! So once again, I emailed my agent to ask for details around the charge - what was it for, how was it calculated, etc. His answer was just that it was a cancellation fee for cancelling before my renewal date. I couldn't find any documentation or literature outlining a cancellation fee, so I inquired about that and the assistant's response was "there's always a cancellation fee" - wow, thanks for your help - useless! All I ever wanted, was information regarding my payments - I don't make payments blindly and would like to know what I'm being charged for. Is that too much to ask? Cancelling State Farm is the best decision my husband and I made. Stay away! For reference, our agent was located in Guelph, ON

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Not good at all

by Neveragain on Jan 12, 2017
1.5 out of 5 stars

From the very beginning this company, sitting in person and on the phone, refused to answer my questions, gave me a quote that was not the actual monthly amount, and had the worst customer service when trying to clarify the increase in monthly charges. The paper statement with both vehicles on it was hard to understand. The agent ignored my questions repeatedly about why I need to be rated and why they need my current policy number and insurance company to remove me as a secondary driver. I'm so angry right now I can't even type well. DO NOT (and i ignored other peoples warnings because I thought maybe it was just them) Do NOT get your policies with State Farm! Stay away from the Barrie, ON branch!

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What was good is now gone

by Vet2016 on Dec 15, 2016
1 out of 5 stars

Worst company by far. I went to State Farm in 2012 because I had a sports bike and it offered reasonable rates for bikes. The vehicle insurance was a bit more then i was paying but it was worth it at the time. Over the years and especially after Dejardins/Certas took over, rates just increased arbitrarily and service went in the hole. The once great service provided I though was a great agent ,quickly defended the companies actions and left me in the dust. I asked several times through emails to explain what i was paying for and why it was skyrocketing, and received emails saying they really don't know why, they have no one to answer the questions, they cannot give out head office contact, and that I would just have to pay the rates applied. I went back in forth trying to negotiate a better rate and told them I would be shopping around, and the answer was still the same, with my option to cancel. I did cancel and went back to my previous company ( The Personal) where I'm getting twice the insurance coverage on my vehicles and pay about $500 less a year. To End this horrible experience, I just received my renewal notice for my bike with "state farm" (who in fact isn't even state farm) and the fee for this year is $1650, compared to last years $900..... but remember they don't know why.. they don't know how rates are charge, they just make you pay.

Another thing... get some staff with some interpersonal skills... staff that knows how to deal with people, answer questions and rant afraid of the occasional disagreement... i was tossed around 4-5 different agents...

I will be file a BBB complaint, but i still need the insurance untill this friday... SO CLOSE.

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Terrible crap service

by Red in Toronto on May 13, 2016
1 out of 5 stars

I have been with State Farm since 1987 and now they tell me because of the postal code my policy will double. How do they come up with these numbers? I'm going to call the BBB today I'm that upset with them. I am supposed to get the super premium discount. Now when I run my profile on other sites my rates are half of what State Farm is charging... so much for loyalty. I'm disgusted with this company. The insurance board mandated lower rates not gouging your loyal customers.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

STAY AWAY!

by slugontharug on Mar 29, 2016
1 out of 5 stars

State Farm used to be great that is until they were sold to Desjardins. Now they are the worst out there! Customer service has noticeably been affected and is now terrible, they literally don't care how long you been with them or anything. Myself and my entire family were with them until my rates went up $40 a month even though I just turned 25 and use winter tires. My parents' insurance went up $30 a month and they put another vehicle on, a 2006 Honda Civic and they're paying $170 for it but were only paying $80 for a 1992 Civic last year (when it was still State Farm.) State Farm now claims it is more expensive to insure an older vehicle!!! 2006 is considered old but not just that, how are older cars more expensive to insure when there is less to them, parts are way cheaper and a lot of the safety is still on par to today's standards. This company is going under soon (at least I hope) and I have talked to people and read and you will see people everywhere are leaving State Farm. Do not make the mistake of joining a policy with them.

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