The Personal Insurance Auto Insurance Reviews

TERRIBLE! Customer Service experience over the phone. The guy I talked to was very rude over the phone and didn’t even make sense of what he was saying. I did a modification on my auto insurance a month ago. I added my Mercedes and removed Nissan Sentra from my auto insurance. I was paying 136/month for Nissan Sentra and a month ago they said if I have both of vehicle on insurance, I would pay 340/month but I just went with only Mercedes for 283/month. A month later now when I called back to add my Sentra onto the insurance, the guy said they would charge me 405/month for both vehicles. He raised the price of my insurance by $65/month just in a month. When I asked him to talk to a manager and the response was “there are no managers working on Saturday and I need to call back on Monday" which is ridiculous. Terrible experience!!!

I have been with The Personal since 2008, (for my 2001 used Cav I was paying $190) I had purchased a new vehicle in 2014 and because I was financing I needed full coverage and replacement coverage. I was paying $200 a month. I thought that was pretty standard, however over this year my insurance went up to $224, which I didn't think anything of because it just came out, but I had to call them in regards to them lowering my insurance. They told me they could go as low as $210 if I got rid of the replacement coverage, so I asked why I got a quote online they were saying much less (I know it is just a quote, however, they were quoting $117 with no discounts). I have never had a claim or accident since I got my licence in 2008, nor have I had any tickets in the last 5 years to warrant my increase in the insurance. The woman on the phone was very rude as I tried to have her explain to me why she can't lower my insurance rate, even with lower coverage. She told me $210 is as low as it'll get for my insurance and good luck finding somewhere else that is lower, and that it wouldn't be smart to cancel. I cancelled my insurance policy with her right then, effective March 1st and she tells me on top of the cancellation charge I will have to pay for March... um, no, I do not. I understand that $210 might be low for some people but I am now with a company who gives me the coverage I need for $90 a month. I would have responded better had the woman on the phone tried to help me and offer me a reason for my payments being so high and why they had increased my payments over the last year for no reason, and if she was willing to work with me for a policy that fit my budget or at least tried to offer me some help. Overall so rude and unhelpful, especially as I have never had to make a claim for anything since I've been with them, you would think having a clean driving record since 2008 when I was 16 my payments could be lowered, and if I was missing something in regards to my driving record, I would have appreciated a reason as to why they couldn't lower it.

I have been a customer at The Personal insurance company for 4 years. I never had an accident or any kind of tickets and never claimed for anything regarding my vehicle. According to other insurance companies, I am a 6 start driver with 15 years of driving experience. I just noticed that The Personal company decided to increase my monthly payment by 30$ a month for no reason. Signing the renewal is now paperless and I didn't check the email that they sent me last month for renewal or I would never renewed my contact with this company again.

My son was involved in an MVA. The other driver was charged with running a red light. His vehicle was deemed "written off". We initiated a claim right away. Several calls were made to the company and NO ONE called us back. I was shuffled from one representative to another. After finally contacting our "agent" for the claim, and able to speak to her, she said, that due to the fact that the vehicle was deemed "un-repairable" she would no longer be handling the claim. *she never did anything in the first place* A simple call to inform me of this would have been great, with a new contact name and number. Replacement value of the vehicle was significantly lower than the purchase price, and the amount of extras that he put into it. We supplied receipts to increase the payout and a brand new stereo system purchased at over $200 (2 months prior) and a few extras, and the payout was "$69." Unbelievable! When I received the initial "adjuster's report", we went through it and had a few discrepancies as to vehicle condition. It stated that the interior condition was "good", when in fact it was excellent. I challenged this (because detailing was done 3 days prior to the accident) With no questioned asked, they gave us $200. ??? (however, we had to supply receipts for everything else he did to the vehicle) We are still dealing with the fallout of this accident. We were given 7 days to purchase a replacement vehicle. My son spent months of research to purchase his original vehicle. Who buys a vehicle in 7 days?? We were given a 500km radius (of comparable vehicles) to purchase a vehicle. Due to the demographics of our location, there were not a lot of vehicles out there in his price range. Who would travel 500kms to buy a vehicle??? Very disappointed in this company and their efforts.

TERRIBLE customer service and prices. Stay away!!! Tried to switch my home insurance over as I was paying significantly more than other companies were offering, plus had lower coverage with The Personal. Was told that I can’t switch 'cause they changed companies and if I did, my auto insurance would significantly go up. Absolutely terrible experience with this company. Nothing the person on the phone was telling me was making any sense as compared to letters I had gotten in the main etc. from this company.

The Personal auto insurance is the worst I ever run into. The customer service didn't resolve your concerns. I wonder, how such organization exists in Canada.

The Personal insurance really sucks. Customer service was totally a disaster. I was assigned an adviser for my auto claim. Never took my call, and I wrote her 7 emails, after more than 1 week, didn't even got a reply. Also, the adviser said because they don't have the other driver's insurance information, they won't give back my deductible. The reality was, I saw the police report, and the other driver 's insurance was very clear. One more thing makes me even more angry, your complaint was useless. They are very disrespectful.

It took two days to add a second vehicle to my policy. I have them everything short of my DNA. Very bad experience. I'm going to be looking for another insurance company. The insurance goes up in price and the quality goes way down.

I would never recommend this company for insurance to ANYONE. Honestly, they are not even friendly on the phone, they lied about information when you need their help and support about your file. They are not polite and not professional. I would give 0 out of 5 for this insurance company. It's also very frustrating that some staff are rude and impolite.