Car Insurance Reviews

La Capitale Auto Insurance Reviews

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(28 reviews)
La Capitale
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Bad Insurance Policy setting

by Anon50 on Jan 28, 2021
2.5 out of 5 stars

First of all, I couldn't get a quote for the reason that La Capital has a policy that a consumer cannot buy insurance if there are 2 claims or more in 3 years. This is a bad policy setting and I was affected by this because
1. Was involved in a no-fault accident (no fault from my side)
2. Was involved in a minor collision, it was deemed at 50-50 because my existing insurance didn't investigate that properly.

Even if I am held responsible for the second accident, the first one shouldn't have been included.

I know insurance companies are not Charity institutions or Not-for-profit Organizations. But they should account for some rationality while decision making, which I don't think LaCapital does today. Hope they change for better in the years to come.

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