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BMO Rewards MasterCard Consumer Reviews

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(4 reviews)
BMO Rewards MasterCard
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Scotia Momentum VISA Infinite card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.

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Pre-approved C/C Increase

by LJG on Apr 4, 2019
1.5 out of 5 stars

Been with BMO for 10 years and have never defaulted and paid cards up every month. Have been offered a $10,000 line of credit which I refused but was also offered an increase in my credit limit which is currently less than $3,000. When I visited the branch and confirmed that I would accept the increase they said that was fine and the online details would confirm the new limit. This has never been done and when I messaged to ask what the issue was I was told my pre-approved credit limit was not accepted by BMO ???? I thought pre-approved meant what it said. Anyway, their communication is poor and disrespectful and I would never accept another financial offer from BMO.

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by Candyce W. on Feb 11, 2017
2 out of 5 stars

it used to be awesome

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by Thelma J. on Feb 11, 2017
5 out of 5 stars

I have always had excellent service and friendly service. Have no complaints at all. Efficient

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Scotia Momentum VISA Infinite Card

Scotia Momentum VISA Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:

 

  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage

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by Shannon S. on Feb 11, 2017
3.5 out of 5 stars

Satisfactory. The interest rate is far too high. Application process was painless. Customer service is great when you can finally speak to someone. Wait times are ridiculous. Staff are knowledgable

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