Credit Card Reviews

CIBC Select VISA Card Consumer Reviews

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(7 reviews)
CIBC Select VISA Card
3.8 out of 5 stars:
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Scotia Momentum VISA Infinite card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.

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Stay away!! Waste of time.

by Jay on Jan 23, 2024
1 out of 5 stars

Main features are low interest rate and balance transfer deal. Which neither work in practicality.
735 score and proof of income over 130k…. 1000 limit. Sent in t4 for proof. Want more proof. I cancelled card.
If you’re using it for balance transfer what are you going to do with only $1000 limit. Site that can help some. But what they don’t tell you is you have to do the transfer info as you are applying; or you don’t get their offer.
Also how do you decide what to transfer when you don’t know your limit?
Wasn’t it time after having to jump through hoops and call in 3 times just to be left on hold again
Not worth the time or effort and limits too low to be useful for balance transfers.
Applied MBNA visa, instant approval and higher limit. No more sending in more info or having to call people that don’t help

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by Derick F. on Feb 11, 2017
4 out of 5 stars

credit card rewards are of no value to me

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by Lucia S. on Feb 11, 2017
5 out of 5 stars

CIBC is by far the best interest rate. Not interested in rewards as this only increases interest rates in my opinion. Over the length of holding the CIBC select credit card

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Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:

 

  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65

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by Johanna N. on Feb 11, 2017
5 out of 5 stars

I used to have a Dividends card through CIBC. I didn't like how little it was giving me

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by Jeffrey S. on Feb 11, 2017
4.5 out of 5 stars

I am very happy with my credit card because the interest rates is very low i can manage with my salary.

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by Dorothy A. on Feb 11, 2017
3.5 out of 5 stars

My credit card does not offer any insentives. On top of that my interest rate is quite high. I would much rather like a lowered interest rate with a higher credit limit and provided incentives such as cash back.

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Scotia Momentum VISA Infinite Card

Scotia Momentum VISA Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:

 

  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Get this card / Apply online

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by Boyd H. on Feb 11, 2017
3.5 out of 5 stars

The application process was easy, very straight forward.

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