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TD Gold Select VISA Card Consumer Reviews

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TD Gold Select VISA Card
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Allows Charges on Expired Card

by klpeters2000 on Nov 6, 2017
1 out of 5 stars

I had a subscription where I had my TD Visa Gold Select card entered as the payment method. Although that card expired in May, 2017, TD Visa has allowed the subscriber to continue billing on an expired card for 6 months.

Their explanation was that a subscriber has the right to charge and I agree but the charge should not be accepted by TD Visa. The company should be told the card is expired and that they should contact the subscriber. Both Amex and MasterCard do this but apparently TD Visa allows expired cards to be charged. Not happy with this level of security at all and will most likely be cancelling my account.

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