Mortgage Reviews
Scotiabank Fixed Mortgage Consumer Reviews
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(54 reviews)
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Mortgage was set up by a broker. Some adjustments needed to be made in the beginning and it was more work than it should have been. Frequent annoying calls from them to offer credit products that we already have with other banks.
The financial specialist made the experience simple and easy. the staff were friendly and educated. The whole experience went smoothly and timely.
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I had OK experience - I was suggested what I wanted, based on the research I had done - I was not offered many alternatives to consider.
I am unhappy that I can't blend my mortgage rate when I purchase a new home during the existing mortgage term
The terms/payment schedule/rates are very clearly stated in contract. The progress of payments and total owing/time to renewal is accessible thru online banking app.
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They provided great advise and did everything for me. The only thing I had to do, is go to the branch and sign.
We had great service and advise when we refinanced the mortgage to buy a cottage. The cost of the change was more than covered with the reduced mortgage rate over 5 years.
Customer service was excellent in setting up and explaining the mortgage. Rates were low, mortgage terms were great. I was happy with the overall process.
The easiest way to get the best mortgage
- We search the market for you, negotiating with over 30 banks and lenders to save you up to $20,000
- Whether it is pre-approval, approval, refi or switch, apply in only 5 minutes.
- We negotiate with many prime A lenders to get you the best rates and features in Canada.
- We also negotiate with B and private lenders for self-employed, low credit or high debts to get tougher approvals too.
- All our services are free of charge.
Find out more now
Overall it's been fine. The renewal process was a bit painful but mostly because I had a rookie mortgage lender at the time.
My wife handled the majority of the details. The application process was easy as the mortgage broker handled the bulk of it.