Scotiabank Fixed Mortgage Consumer Reviews

I went through a mortgage broker and she found two lenders for me to choose from. The better rate was at the Scotiabank.

Change of service representatives occurs too frequently. Sometimes within one year we would get two new representatives to our file without any notification from the institution.

I had OK experience - I was suggested what I wanted, based on the research I had done - I was not offered many alternatives to consider.

The financial specialist made the experience simple and easy. the staff were friendly and educated. The whole experience went smoothly and timely.

My wife handled the majority of the details. The application process was easy as the mortgage broker handled the bulk of it.

The process was easy and I like the fact you can use their online banking to see the remaining value

I am unhappy that I can't blend my mortgage rate when I purchase a new home during the existing mortgage term

They provided great advise and did everything for me. The only thing I had to do, is go to the branch and sign.

We had great service and advise when we refinanced the mortgage to buy a cottage. The cost of the change was more than covered with the reduced mortgage rate over 5 years.

Overall it's been fine. The renewal process was a bit painful but mostly because I had a rookie mortgage lender at the time.