Mortgage Reviews
Scotiabank Variable Mortgage Consumer Reviews
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(14 reviews)
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Questions answered quickly. Rate was good. Mortgage is seen in online banking. Rep was knowledgeable and friendly. Mortgage can be changed to fixed at anytime.
I have had a very good experience with Scotiabank the rate was good and the experience with my bank was very good. However I haven't always had this experience. It depends on the advisor that I deal with at the bank.
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we have had fantastic customer service so even though a lesser interest rate was available we trusted the bank more than mortgage broker
They have been great since the begining. They answer quesdtions quick. Everything they send out is easy to understand and clear to read.
The mortgage process went smoothly rates are fine. Customer service has always been great mortgage can be seen in online banking
Tangerine World Mastercard®
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard.
What else will you get:
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Mobile Device Insurance
Get this card / Apply online
All our questions are answered or looked into in a timely manner. When it is time to renew our contact at the bank always makes sure that we are notified in advance will also call to remind us and always makes sure we have the best rate.
We have a person who looks after our account who is excellent. The standard service is no better than any other bank. The prepayment option online is really good. Extra money can be added very easily and is instantly applied to the principle.
They are always ready to work with us and match the best rate we can find without sacrificing our priviledges. It is very easy to make extra payments and monitor balance online.
Tangerine World Mastercard®
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard.
What else will you get:
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Mobile Device Insurance
Get this card / Apply online
The application process was easy and the pre-payment features are good. The customer service experience is also very good. A good experience overall.
Scotia Bank has incompetent hires/staff that don't understand their products and services offered to clients. While I had a mortgage with them, I applied for a Homeline Credit some years ago and the Financial Planner had opened an online application on their system with erroneous data that indicated that my property was not a primary residence but in fact it was my primary residence. He was not able to correct the application and I was held back from receiving a homeline of credit. This resulted in me transferring my mortgage and various other accounts to RBC plus paying a penalty for transferring my mortgage before renewal date. I strongly discourage the use of this bank as the staff are incapable, not qualified, and not trained well.