Mortgage Reviews

BMO Variable Mortgage Consumer Reviews

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(10 reviews)
BMO Variable Mortgage
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Their prime is 0.5 higher

by MW on Apr 5, 2020
1 out of 5 stars

Unlike major banks, MCAP is not passing down Bank of Canada latest 0.5 cut to their customers. Their prime is 0.5 higher than major banks. Shameful. I Will not be renewing with MCAP. And don’t even get me started with their nonresponsive customer service. You will waste hours trying to call them - line is always busy. But that has been happening for over 4 years.

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by Cecelia S. on Feb 11, 2017
4.5 out of 5 stars

they had the best rates at the time of buying our house. also provided the best service as we moved our mortgage from cibc to bmo

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by Jeanette M. on Feb 11, 2017
3 out of 5 stars

No choice but to have a mortgage and BMO seems to give us the best deal possible. We will continue with them

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
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by Travis M. on Feb 11, 2017
4 out of 5 stars

Application quick and easy with market comparable rate. Customer Service is excellent and friendly. Statement is accessible online and simple and clear.

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by Lowell D. on Feb 11, 2017
4 out of 5 stars

They provide a professional service and it meets my needs. They also offer a good mortgage rate for their customers.

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by Nancy G. on Feb 11, 2017
5 out of 5 stars

All my business is with BMO. Application process was smooth and worry free. Set up perfectly the first time, on line account is available to view details.

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

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by Preston H. on Feb 11, 2017
3 out of 5 stars

Mortgage is ok - nothing special. I'm able to pre-pay 20% which is nice. I am able to see the mortgage on-line which is good.

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by Ora H. on Feb 11, 2017
4 out of 5 stars

Excellent options for acceleration in payback. Great variable rates. No discharge fee was demanded. What often is a 25 year commitment took 6 years to retire

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by Candice R. on Feb 11, 2017
5 out of 5 stars

rates and terms not available from other banks; they got my business by calling me up when my mortgage was coming up at TD and offered a below prime variable rate that TD refused to match

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

N/A

by Frederick L. on Feb 11, 2017
1 out of 5 stars

I would switch now if there was not a penalty to switch elsewhere. Not happy with them at all. I am not happy...

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