Meloche Monnex (TD Insurance) Motorcycle Insurance Reviews

First of all TD Insurance was more than happy to take over my policy. I been driving almost 35 years ,motorcycle riding about 30 years. I have never had a accident or ticket on a motorcycle maybe two minor accidents in the car in and a few tickets all minor tickets with no points lost. I had my first accident on the bike well the bike hit a pot hole in the road while I was backing up out of the driveway and my foot slipped on the wet pavement long story short the bike fell over. I considered it to be a comp claim but because I had accident forgiveness the adjuster recommended I claim it as an accident because it would be forgiven and my rates would remain unchanged so I did. That's where the nightmare began they wanted to cancel my insurance a month later because they said my bike was modified. All I had done to the bike was some decaling and exhaust, so the gave me 30 days to find another company and guess what I was quoted almost 4x what I was paying because of the accident I was forgiven for. Well they agreed to keep me on if I canceled collision so I did. I have since sold the bike but my auto insurance remained with them. My bike renewal was in February the car was in July last year they moved my auto renewal to February funny I turn 50 this year so they now get another year of me paying higher premiums. Well I have two tickets on the car both minor with no points both will be three years on my record this year one up in May one in June conveniently since they moved my renewal date to February both tickets stay on for another year. I just got a call for the renewal and guess what they are cancelling me. They say three strikes on my driving record they don't want me anymore one accident and 2 tickets the accident I was to have been forgiven for and the 2 tickets that if they didn't move my renewal date from July to February I would have had a clean driving record. No I have to get a quote with an accident and 2 tickets. I will be paying out the arse. I am to the point where I am changing my banking and taking all my investments and going else-where. They should have stuck with banking only but makes me think twice about it since they are so shady with how they deal with insurance please beware and go somewhere else . You might save a little bit at first that's the way the operate but you won't live through a nightmare later. I am so through with dealing withTD

I had my house, car, business, motorcycle insured with them. They had the in home business as a rider on my policy, I called for a quote one day and they claimed they did not cover my at home business and my policy is now void. Next they cancelled the theft on my motorcycle policy without me knowing, when i called they said it's because I didn't report to them that i had an alarm and their requirements had changed. Finally this year, the only thing i have left with them at this point is my motorcycle, the just jacked my rate 30%. Never again. As of today I will be officially done with this sack of shit company.