TD Insurance Motorcycle Insurance Reviews

TD must actively pursue the most incompetent people available for their staff. Despite my policy being fully paid, for one full year, every month I would get an overdue notice with a stated balance of Zero dollars that must be paid immediately or a collection agency would be called. I called them a total of 4 times to try and get it rectified to no avail. TD even cut my access to my on-line account due to the unpaid balance of Zero dollars. Enter Dispute Resolution and that finally fixed the non existent overdue balance. With my experience plus reading all the others here, I decided to leave TD and advised them (via phone) not to renew the policy. A week later I received the cancellation notice with an invoice for the full amount to be charged to my Visa - strange as the policy was fully paid and they acknowledged the policy was cancelled. It is hard to fathom how TD seems to be able to run a bank.

After paying over $1400 for coverage for 2016, 2017s quote was same. We shopped around and found another insurance company for $800.00. Trying to contact TD is impossible by phone or email. Sent our quote back with please cancel policy on quote. NOT GOOD ENOUGH for TD- they sent us a cancellation letter that needed to be signed. After sending that- we were informed we owed them $200.00 for not sending cancellation in timely order! Calling them about this a waste of time- will not negotiate at all- PLEASE DO NOT USE TD INSURANCE. We have dealt with a lot of companies, this one is the worst!

Auto-insurance was 100$ a year or so cheaper with another company even though they offer a 'student discount'. The customer service is terrible as well and they will gouge you in any way possible. I had motorcycle insurance with TD insurance for a couple years but cancelled due to problems cancelling a renters insurance policy. Namely a $69 dollar cancellation fee which I have not encountered with any other insurance company. Would not recommend TD insurance to anyone. Many other companies out there who understand how to treat people to maintain their loyalty. Only tried these fellows due to the 'student discount' which doesn't help much at all.