Travel Insurance Reviews

Manulife Travel Insurance Reviews

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(45 reviews)
Manulife
1.4 out of 5 stars:
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Manukife Has Their Act Together

by Marnix van Gemert on Nov 20, 2023
5 out of 5 stars

Going on a Caribbean cruise with my girlfriend and 5 days before our trip, we realized we had better get travel insurance. Checked with Manulife and their rates were reasonable and their application process was quick and excellent - I was done in 15 minutes. This is a perfect example of "underpromise and over-deliver". Thank you Manulife.

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They make it nearly impossible to submit a claim.

by Frustated on Nov 8, 2023
1 out of 5 stars

I have submitted documents, and have receipts from Manulife showing they received the documents, but when I call to check the status, the service representative says they didn't receive the documents. It's like they are trying to frustrate their customers to the point where they give up.

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Manulife travel insurance is a waste of money

by denise Home finch on Oct 23, 2023
1 out of 5 stars

The coverage is horrible, the customer service is your worst nightmare, they don't know what they are doing and because it is farmed out of country they really don't care. Rude, unaware employees making decisions based on their untrained knowledge and text book replies.

Would not recommend this travel insurance and only added it on to my existing plan because I thought I would be given better service because of my history with Manulife. I guess that makes me naïve.

Save yourself the headache and look for a more trustworthy/knowledgeable provider before you travel.

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Manulife Travel All Inclusive - Not Worth it!

by Mindy on Jul 13, 2023
1 out of 5 stars

Back last September I purchased a family vacation using our saved air miles. We were to travel at Christmas. Our trip was cancelled. The carrier refunded our trip cost but we were still short the insurance portion of the trip. I purchased the all-inclusive package thinking this was the best thing to do. What a waste of money. I contacted Manulife to have the medical portion refunded as we didn't travel and they said they could not refund it as it was all-encompassing in the all-inclusive package and they had no way of breaking out the medical portion. In addition, I was on the phone for an hour, spoke to 6 different people, customer service, claims, sales, back to customer service, back to claims and then I finally said: "Would someone figure out whose responsibility this is?" In the end, I am out $2800 for this insurance. We never left the ground. My recommendation is, never to use Manulife, find a good credit card and use it for trip cancellation and buy your medical insurance either via your bank or another reputable supplier. Never again will I use or recommend Manulife Travel Insurance, big money grab!

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Awful claim process

by Shahriar Minaee on Oct 7, 2022
1 out of 5 stars

From March till now (Oct) they have been processing my claim and I have sent my documents several times to them but they ask me for the same documents again and again... They are playing with me and when I call them every time someone gives me a different answer.
I never recommend this insurance!

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Company is not behind you

by mike on Aug 30, 2022
1 out of 5 stars

Purchased travel insurance. Had to go to emergency. Emergency wanted money. The so-called customer support which assured both me and the hospital I was covered. After over a year and a demand for all of my records, they refused to pay over $26,000 USD in medical bills. Do not fall for them. STAY AWAY!

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Stay away

by T B Z on Aug 2, 2022
1 out of 5 stars

4 months later, hours and hours spent on the phone, and nothing. Corrected my address 3 times from the same wrong address to the correct one. Specifically told them not to direct bill, they said ok. Then did direct billing (paid the hospital directly). Then said they were sending another payment. That was a month ago. After the 6th call now, with a hold time of slightly over 1 hour and 20 minutes, they now say they're waiting to get money back from the hospital first. Totally worthless insurance. You will end up spending more time than whatever payout they eventually reimburse you for, if ever

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Terrible claims process

by James R on Jul 29, 2022
1 out of 5 stars

They are very good at taking your money, but when it comes to claiming when you need to, we have been left waiting 7+ months with zero updates

I would not recommend Manulife!

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Poor customer service and useless StandbyMD

by JP on Jun 24, 2022
3 out of 5 stars

My girlfriend and I bought Manulife coverage travel insurance to cover our past 2 trips (October 2021, and June 2022). Since both trips occurred during the pandemic, we specifically took covid coverage for a total cost of around 450 CAD per trip.

We didn't have to use the insurance during our first trip but unfortunately contracted covid during our second trip. I guess you don't know how bad something is until you have to use it.

After we both contracted covid, I wanted to call their medical concierge service (StandbyMD) to get either a virtual consultation with a doctor, a visit from a local doctor or a list of recommended local clinics.

First, I wasn't able to find the number for StandbyMD so I called the emergency hotline. I got a customer rep within seconds but she was completely unhelpful. The only thing she could do is open a claim. When I inquired about standbyMD, she said it is not available for covid cases. When I inquired about getting help finding a local clinic, she said to use google. When I insisted, she performed an actual google search on her computer and gave me the first clinic that popped up (which actually doesn't take walk-ins once I talked to them).

So basically the medical concierge service is completely useless, we had to do everything on our own, calling dozens of clinics until we found one that would see us.

Stay away from this company.

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The worse experience

by Egle on Jun 14, 2022
1 out of 5 stars

Not worth even one star.
We travelled and were looking for Covid insurance, got one (at least what we thought). And got Covid on the trip, called assistant asked what do we need to collect that we would be able to claim. Did all that she said. Submitted an after vacation.
Never heard back, called a few times and was told to wait one more month.
After 5 MONTHS finally were able to reach them and were told that actually Covid is not covered!
It was so overpriced to buy but got it thinking that it is a good company and will have no issues if we will get Covid.
Ended up losing so much money and being tricked in!
They like to collect more money from you, but will find ways not to pay back!
I will never use them and will let everyone know how greedy and fear this company is. So disappointed!

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