They will do everything in their power to screw you around and when you get double charged insurance, it's my fault. Oh, but wait, they will send you a refund check that takes 10 days to come by mail. Well, that doesn't help when you are too broke to go get gas to go to work because I have 10$ in my account - no, thanks. I'll just eat air for the next 5 days... No problem! They are stuck in 1991 and can't refund you in person. Don't even get me started on the adjusters...
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My vehicle was hit in a parking lot. A witness came forward and gave a statement to mpi, . Mpi still won't process the claim. They insist the vehicle hit a stationery object. They hired someone who looks at the vehicle and writes a biased report. Amazing how a person who gets a cheques from Autopac and has a theory out weighs a witness who was there. It would be a complement to call mpi a crook.
Yes, my older car was in an accident, broken headlight and few scratches. The estimator says, here's the estimate, go get it fixed. I say, hey, is this close to a write off? He says, sure we can total loss it. Fine.
But then I have to go up 3 levels of supervisors to get a sniff of a fair settlement, bringing similar ads with prices, making 5 appointments - arguing and debating about the settlement. And finally they agree to give me the amount they were willing to pay for repairs on the car!! Why put me through all this?? oh yeah, cause you can, cause your the only game in town, cause your mission statment about customers and all that is bogus. mpi you play a mean game and not fair.