SGI Auto Insurance Reviews
Cheap Car Insurance?
- Rates from 20+ insurers
- Stop overpaying today
- Save over $500 annually
Filter
Most helpfull reviewsAre you interested in?
Barry Chalifoux says he's lucky to be alive after what seemed like a slight car malfunction turned into a terrifying ordeal.
On July 10, Chalifoux started on his regular weekly work commute from Loon Lake, Sask., to English River First Nation — a journey roughly 305 kilometres to the northeast — when he noticed that something was off around Beauval, Sask., close to halfway through his trip.
"I was getting closer to Beauval when I saw smoke coming in. I saw smoke from the hood and also I could smell it coming into the vehicle," he said.
Barry Chalifoux suffered nerve damage to his leg from a third-degree burn. (Barry Chalifoux)
Seconds later, the front of his 2015 Ford Edge — a car that he had owned for less than a year — was engulfed in flames leaving him unable to use his power brakes because the electrical components had stopped working. No electrical meant his doors and windows were also inoperable.
"I pulled into the side of the road to try to slow myself down and when the vehicle came to a stop, I tried getting out of the vehicle but [that] wasn't working either."
Unable to unlock the doors or roll down the windows, Chalifoux was trapped inside of his car while it quickly filled up with black smoke... Read more at cbc.ca
Saskatchewan Government Insurance (SGI) has upped auto insurance rates for light vehicles effective May 21.
The rates have been increased to match the Canadian Loss Experience Automobile Rating (CLEAR) damage rate group table.
SGI's 2017 rate changes The CLEAR table, which uses insurance claims data, helps insurers assess how likely it is that a specific vehicle will be involved in a claim and what that claim will likely cost.
This includes claims caused by collisions, weather events, theft and other circumstances.
"These adjustments are revenue-neutral, they will not generate any extra money for SGI," Minister Responsible for SGI Joe Hargrave said in a statement. "We know that currently, owners of certain makes and models of vehicles are paying more than their actual costs, and others are paying too little. Read more at cbc.ca
Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.
I have nothing than good things to say about SGI, right after we hit a deer I immediately called and they were very helpful getting me a rental car as fast as they could since I was a long way from home. I had to go see a chiropractic for some minor injuries - so helpful with the steps I needed to take. It took a total of 2 weeks to find out and sign all the paper work needed to get the insurance $ for my car. I am now on the hunt for a new car. Thanks SGI for such great service.
I was driving outside of the province not for the purpose of work or school, but had moved to Calgary in 2013. I didn't realize there's some unknown, unmentioned clause in SGI rules that is the registered owner must immediately (as in the second of) using the vehicle to leave the province make an address change and receive a Saskatchewan license with an Alberta address? Since I didn't do that I was denied my claim. They will try anything they can to get out of paying. And everyone who has a claim denied isn't ineligible, it's a horrible company
I had an accident at less than 20 kmh fender bender with a mint condition 300 limited edition with 120000 kms only. It has been 5 weeks SGI hasn't even looked at it yet. They said it was approved for getting fixed, then 5 weeks later they want to look at it again and say the damage is over 13000 dollars... for a bumper and some paint. This is a scam and unbelievable. They hold the monopoly and know it. I have now lost my job and soon my home during this time as no city services go anywhere near my old work. And since we at week 5 and not even started the fix, looks like gonna lose everything anyway. Thanks, SGI
If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
They charge you if you get a ticket. So speeding? -2 safety points and $100 on top of the ticket itself? Happens again? $200-300-400 and so on up to a thousand. The reset period is THREE WHOLE YEARS WITHOUT A SINGLE TICKET FOR ANYTHING AT ALL. So SGI wants to put people in permanent debt or doesn't want people to drive at all. On top of $100+ cost of insurance, these safety points pile up because it's impossible not to get a single ticket in three years if you drive frequently. If you see the pattern; you'll be driving to work; TO PAY OFF SGI SO YOU CAN KEEP DRIVING. Corrupt and messed up
Tried to register a private vehicle purchased at auction, brought paid receipt in, the staff at SGI Swift Current never even looked at the invoice as the teller asked 3 questions that were directly stated on the invoice (1 is it paid for? How did you pay? Where is it?) then promptly told me that they can't help me and to bring the original invoice ( which I had brought in). They didn't look at the invoice, told me it needed a signature of the owner (me or the bank that repossessed it? No clarification). They just had no intention of doing work, the phone/fax number of the auction company was clearly written on the invoice if they needed confirmation. What a joke this company is, the staff has no clue, the managers less and they couldn't train a dog to sit. If my tax money went to that Nigerian prince who keeps emailing instead of SGI pensions, it would probably get more for your dollar, with just as much satisfaction. Tell me again how my heart should bleed over your unpaid ten days off.
SGI sask was the worst ever to deal with. I fought hard with SGI as originally they said if the car wasn't found, I wasn't covered. Why to pay for insurance then? My car that had been stolen, luckily week later was recovered, where SGI again claimed that I'd be responsible as there was damage to the car. I talked to my lawyer and as soon as mentioned that, they said we will cover it but you are liable for the deductible. I was so angry with SGI... I agreed on that...
I was driving at dusk in the foothills with my daughter and a group of elk came out of the ditch, ran across the road and one ran into the side of my new truck. Banged up the drivers side doors pretty badly. I filed a claim and my daughter provided a witness statement. SGI refused the claim, saying they would only pay for a deer strike if there was an independent witness who was not in the truck. Not sure how many people wander around in the foothills at night watching for deer strikes, apparently the strikes accepted by SGI only happen in Calgary where there are no deer. I called my their ombudsman and was told to go away. Worlds worst insurance company
My auto adjuster was good in giving me necessary documents I needed for my car (tires were stolen and sgi was able to cover some of it after my deductible). However, she was reluctant to answer any questions I had. I do not have a lot of knowledge on these things or what SGI helps with and if each dealership differs. My boyfriend came into an SGI centre in asking about the papers and quote SGI gave me concerning replacing my stolen tires (I was out of province). They told him either way he will need me to give him official authnrorization to deal with this so they themselves said I need to call my adjuster (Debbie) in regards to it. So I did, and she was short tempered with me saying she has nothing to do with this, just send the bill (even though I was TOLD to call her) and wondered why I was asking her a question she cannot answer. She also claimed my boyfriend went into this SGI location with his own quote for the tires, when in reality he went in with the documents and quote she herself had provided to me. I think this customer service is poor for this reason. I really wish for SGI to hire better adjusters with good service skills and patience.