SGI Auto Insurance Reviews

I live in SK and have no option but to deal with them. I have two hit-and-run claims in progress and the company doesn't take it seriously. You pretty much have to pay a $700 deductible every time someone damages your car and even if you have an eye witness it takes them more than half a year to decide the fault.
I insure three vehicles with them and for the one and half months I was gone out of the country and unregistered my vehicles and stored them. SGI decided to hand out $100/registered vehicle if the vehicle was registered as of March 9th, 2022, without considering who has paid how much in premiums in all those years.

I even worked for them for three years, and worst management. They'll keep changing their policies like stupid.

SGI insured my vehicle in October 2022 and I was able to opt for a three-payment system. When I looked closer at the payment dates, 40% was required up-front, with the full payments being made even before five months into the insurance policy (which lasts a year). This is my money, not theirs, and this type of behaviour on the part of insurance companies is not acceptable. Three equally spaced payments throughout the year would be fine; however, in this environment of high inflation, this is a money grab by the company.

The customer service I have experienced while making this claim has been very cold and short. I understand if the employees don’t enjoy their job, but there needs to be a change in how these phone calls are conducted. For example, I was not greeted with a kind tone, and at the end of the conversation, I did not receive a goodbye. A simple hello how are you doing today, and goodbye and thank you would be so wonderful to hear as opposed to no farewell. This has been my experience with three employees on the phone, all of which they have called me.

I’ve had my auto insurance with SGI for 3-4 years now, and I’ve paid my premiums monthly on time with no issues. My payment for last month, unfortunately, bounced so my broker reached out to me stating that SGI is now threatening to cancel my insurance unless I pay my FULL YEARS premium to them within two weeks. My monthly payment that bounced was $100 - now they’ve threatened that since one payment bounced, I owe them the rest of the entire years premiums of over $900 in two weeks or I’ll be cancelled. I have no problem paying what I owe for my monthly installments maybe even a fee is understandable but to demand almost $1,000 from a loyal customer for one meesly missed payment is horrendous. You got to have some type of understanding with your customers. That’s not a good way to do business at all. I work in the Commercial Insurance Industry and we allow people to make up their missed payments before taking action like this. Absolutely ridiculous.

They don't work with you. My policy was renewed on March 24, 2022. They wanted me to pay for renewal. I did pay for a half before the due date and they call and it didn’t fit in the payment it has to be what they want. So, now I move on from SGI. I do not recommend this company!

Seriously SGI? Your adjusters are vague, slow, and completely out to serve themselves. Even when the person isn’t at fault.
This whole process needs a revamp and more training of your entire staff.
I wish we had the option to go somewhere else because SGI would have been boycotted years ago.

Very corrupted insurance company... Disgusting customer service... Rude adjusters are full of harassment. Still need to be suffered if you have been hit by another vehicle or person.

They were totally concluded my claim only through a phone call. I just tell them that my damaged clothes were about $40. They denied my $100 bill and return $40.

I have never dealt with a more unfair company in my life. Couldn't get a hold of them. And they will suspend your driver's license without telling you. Even paid for plates and they didn't tell me it was suspended!

My car was hit by someone at night while parked on street. SGI took paint analysis after 3 months and denied my claim as they were saying it comes from a barricade paint sample, but I want to tell them that paint on a barricade is the same as paint on a small trailer. Please give chance to literate people in government sectors so they know how to talk with costumers. Moreover, when I ask that can I have a paint analysis they said no. You should proceed with the court if u need that. They already took 4 months to denied my claim. Adjuster Gord H the rudest person I ever saw!