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SGI Auto Insurance Reviews

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(75 reviews)
SGI
1.7 out of 5 stars:
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Poor service and rip off!

by SGINoMore on Aug 2, 2017
1 out of 5 stars

If I could put a no star, I would! Not even worthy of a single star. We had to pay for a Certified Extract License and we even told them we need it that day for a passport, we waited till 4 pm. They told us they will email it to us but we haven't received a single email from them the whole day. We had to pay the rush fee for the passport. I phoned them the off day to ask if they could just lessen the amount we paid on our registration or refund us 'coz it's really unfair for us that we had to pay a service that we didn't even get. They just told me they will just send it again. What for? We don't even need it anymore! We had to pay $110 for a rush fee already, you should change your policy for refunds! You're just ripping off people. Very poor and useless services as well!

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only out for your money

by hannah c. on Aug 1, 2017
1 out of 5 stars

Received zero communication through SGI for the duration of our policy. Our premium was high for no reason ($200 per month for 2 females >30 w/ no claims).
We were provided with a payment schedule for our policy, showing the last date a payment would be taken. We never received a renewal notice, however, they continued taking monthly payments after the 'final' payment, yet before our policy had expired. This company comes off as a bunch of crooks. Glad we never had to make a claim. Avoid.

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Adjuster Not Helpful

by Charlotte Strumpher on Jul 25, 2017
2 out of 5 stars

My auto adjuster was good in giving me necessary documents I needed for my car (tires were stolen and sgi was able to cover some of it after my deductible). However, she was reluctant to answer any questions I had. I do not have a lot of knowledge on these things or what SGI helps with and if each dealership differs. My boyfriend came into an SGI centre in asking about the papers and quote SGI gave me concerning replacing my stolen tires (I was out of province). They told him either way he will need me to give him official authnrorization to deal with this so they themselves said I need to call my adjuster (Debbie) in regards to it. So I did, and she was short tempered with me saying she has nothing to do with this, just send the bill (even though I was TOLD to call her) and wondered why I was asking her a question she cannot answer. She also claimed my boyfriend went into this SGI location with his own quote for the tires, when in reality he went in with the documents and quote she herself had provided to me. I think this customer service is poor for this reason. I really wish for SGI to hire better adjusters with good service skills and patience.

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'I couldn't breathe': Sask. man narrowly escapes…

by Cape Breton Post on Jul 24, 2017
1 out of 5 stars
CBC NEWSBarry Chalifoux says he's lucky to be alive after what seemed like a slight car malfunction turned into a terrifying ordeal.

On July 10, Chalifoux started on his regular weekly work commute from Loon Lake, Sask., to English River First Nation — a journey roughly 305 kilometres to the northeast — when he noticed that something was off around Beauval, Sask., close to halfway through his trip.

"I was getting closer to Beauval when I saw smoke coming in. I saw smoke from the hood and also I could smell it coming into the vehicle," he said.

CBC NEWS Barry Chalifoux suffered nerve damage to his leg from a third-degree burn. (Barry Chalifoux)

Seconds later, the front of his 2015 Ford Edge — a car that he had owned for less than a year — was engulfed in flames leaving him unable to use his power brakes because the electrical components had stopped working. No electrical meant his doors and windows were also inoperable.

"I pulled into the side of the road to try to slow myself down and when the vehicle came to a stop, I tried getting out of the vehicle but [that] wasn't working either."

Unable to unlock the doors or roll down the windows, Chalifoux was trapped inside of his car while it quickly filled up with black smoke... Read more at cbc.ca

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SGI raises car insurance rates for some light…

by CBC News on Jul 24, 2017
3 out of 5 stars
CBC NEWS Saskatchewan Government Insurance (SGI) has upped auto insurance rates for light vehicles effective May 21.

The rates have been increased to match the Canadian Loss Experience Automobile Rating (CLEAR) damage rate group table.

SGI's 2017 rate changes The CLEAR table, which uses insurance claims data, helps insurers assess how likely it is that a specific vehicle will be involved in a claim and what that claim will likely cost.

This includes claims caused by collisions, weather events, theft and other circumstances.

"These adjustments are revenue-neutral, they will not generate any extra money for SGI," Minister Responsible for SGI Joe Hargrave said in a statement. "We know that currently, owners of certain makes and models of vehicles are paying more than their actual costs, and others are paying too little. Read more at cbc.ca

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Hit a Deer

by Maria Bracko on Jul 18, 2017
5 out of 5 stars

I have nothing than good things to say about SGI, right after we hit a deer I immediately called and they were very helpful getting me a rental car as fast as they could since I was a long way from home. I had to go see a chiropractic for some minor injuries - so helpful with the steps I needed to take. It took a total of 2 weeks to find out and sign all the paper work needed to get the insurance $ for my car. I am now on the hunt for a new car. Thanks SGI for such great service.

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Do Not Use SGI

by Remember me on Jun 15, 2017
1.5 out of 5 stars

I was driving outside of the province not for the purpose of work or school, but had moved to Calgary in 2013. I didn't realize there's some unknown, unmentioned clause in SGI rules that is the registered owner must immediately (as in the second of) using the vehicle to leave the province make an address change and receive a Saskatchewan license with an Alberta address? Since I didn't do that I was denied my claim. They will try anything they can to get out of paying. And everyone who has a claim denied isn't ineligible, it's a horrible company

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Stolen to be recovered

by Jonny52386 on Feb 8, 2017
1 out of 5 stars

SGI sask was the worst ever to deal with. I fought hard with SGI as originally they said if the car wasn't found, I wasn't covered. Why to pay for insurance then? My car that had been stolen, luckily week later was recovered, where SGI again claimed that I'd be responsible as there was damage to the car. I talked to my lawyer and as soon as mentioned that, they said we will cover it but you are liable for the deductible. I was so angry with SGI... I agreed on that...

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reasses your rule guidelines.

by SGI protestor on Jan 15, 2016
1 out of 5 stars

These guys are chintzy bleeps, complete morons and will bleep you over cross-province whenever they can recommend that you choose not to live in Saskatchewan specifically to avoid these bleepy bleeps. It's no wonder Sask drivers are known to be the worst across Canada. Live in Alberta, got seat belt tickets which require you to take a defensive driving course. It's my bleeping life first of all, who are you to tell me to protect myself in that manner, secondly a bleeping driving course for not wearing a seatbelt. How about a course for crashing or running red lights, how about proper signalling. Like I said, no wonder Sask drivers are known to be the most terrible drivers in Canada.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

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by Anonymous on Apr 11, 2012
4.5 out of 5 stars

Prompt and fair!

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