Car Insurance Reviews

SGI Auto Insurance Reviews

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(76 reviews)
SGI
1.7 out of 5 stars:
Customer service:
Value for Money:
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Small Claim

by Unhappywithsgi on Mar 18, 2025
1.3 out of 5 stars

Had a stone chip (I purchased windshield coverage), it was on out of province event as I live on a border. I had paid for the repair while in my neighbor province. What a pain to get a refund. They wanted my Tax notice of assessment and a big explanation of the event. All for a $42 claim. Seems to me, with all the commercials they put on YouTube with the employees talking about how great it is to work for SGI, that they spend more time on that than anything else. I'd go elsewhere if there was a choice. A joke really.

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Worst people do deal with ever!

by Evan S on Apr 18, 2024
1 out of 5 stars

I’ve had multiple encounters with SGI and three separate claims all of which I had a very bad experience, the first claim I received atrocious customer service and the claim took nearly 3 months to get resolved while I was without a vehicle and would not receive a rental, the second claim SGI refused to reimburse me for over $3,000 of recently done work on my now totaled vehicle, and the third was made by someone making a fraudulent claim that never occurred with my vehicle however SGI refuses to take into account any of my words and are charging me over $500 for an accident I was not even involved in. They refused to look at my undamaged vehicle and refused to give me any information about the accident or the other vehicle in the accident. Wanting to share my experience on another site, seeing as SGI makes no effort to improve their customer service.

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Kind and courteous claims process.

by DC Steeves on Jan 24, 2024
5 out of 5 stars

This company knows their business. I felt they were there every step of the way to guide me through the claims process. I never felt my concerns were deemed insignificant. They were efficient and never left me wondering where I stood. They were willing to accomodate my desire to patronize a business other than one they were accustomed to dealing with. I felt valued as a customer.

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Horrific experience. I was expecting objectivity and fairness, not the opposite.

by UnfortunateLuck on Jan 13, 2024
1.3 out of 5 stars

Someone hit me rushing a light. They were not paying attention and they went into my lane and hit me. After the accident, they admitted fault due to these reasons. Through the claim process that the business started, SGI instead sided with them and gave me full fault despite what occurred at the accident. When I inquired what I could have done to prevent the accident, they kept providing different answers that contradicted my personal written statement. Once this was found out, they changed their answer again. In short, do not trust SGI to go based on your written statement. If the other individual or company apart of the collision is well connected, that will be considered by SGI and their written statement will then be weighed more heavily than yours regardless of what occurred. Get a dashcam for your front and back of vehicle.

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What a joke

by Jess on Mar 3, 2022
1 out of 5 stars

Seriously SGI? Your adjusters are vague, slow, and completely out to serve themselves. Even when the person isn’t at fault.
This whole process needs a revamp and more training of your entire staff.
I wish we had the option to go somewhere else because SGI would have been boycotted years ago.

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Insurance complain

by Meet on Aug 10, 2021
1 out of 5 stars

Very corrupted insurance company... Disgusting customer service... Rude adjusters are full of harassment. Still need to be suffered if you have been hit by another vehicle or person.

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Frauds

by Manu on May 8, 2021
1 out of 5 stars

My car was hit by someone at night while parked on street. SGI took paint analysis after 3 months and denied my claim as they were saying it comes from a barricade paint sample, but I want to tell them that paint on a barricade is the same as paint on a small trailer. Please give chance to literate people in government sectors so they know how to talk with costumers. Moreover, when I ask that can I have a paint analysis they said no. You should proceed with the court if u need that. They already took 4 months to denied my claim. Adjuster Gord H the rudest person I ever saw!

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Incompetent Staff

by Thu on May 3, 2021
1 out of 5 stars

I was dealing with Mitchell (estimator) and Rusnak (adjustor). Both Mitchell and Rusnak denied to fix my bumper's new damage caused in the latest collision. Their answer was simply a "no". Rusnak was quite close to yelling when I kept asking her what to do with the new damage. She also had her wrong phone number on her email signature. Both of these staff of SGI are incompetent in dealing with customers. They were not able to give me a satisfactory answer in a diplomatic manner. SGI will need to step up with customer service.

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Terrible

by Very Dissatisfied on Feb 22, 2021
1 out of 5 stars

Very rude adjuster, total rip-off - compared to vehicles with 100 000 more km and adjusted $300. Made a terrible experience worse and the rude attitude and delivery of info just added insult to injury.

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