The Personal Insurance Auto Insurance Reviews

Took 1 whole month to process my car accident claim. Had 2 witnesses and they called them twice in that span. Ended with 50/50 fault. Got screwed with car rental as I eventually ended up owing $1k. And the adjuster had the courage to ask why I rented a car, to which I reply "I needed a car for work!!!" They undervalue my car by at least 3k but just happy I was able to get my money for this company. Worst company ever!!! Do yourself a favour, go find another company. I wouldn't come back with this crap company even if they paid $10k+ Or whatever amount. Just plain bs. Just want people to know. Stay away!!!

In september 2015 My car was stollen, Now December 2015 i am still fighting with them for a settlement. I am a very sick person and this insurance company still giving me so much problems. They said the investigation is still going on. 90 days passed and still going on.
I don't think i will ever get the money from them. I hope i will get this in this life time.

had an acccident which involved getting a rent from a rental(covered by policy) company they work with (Discount) 4 days before i was supposed to get my car back i got a call from rental company, they told me that insurance had stopped their payments, so i got charged just over $500 for extra couple of days. it was discovered later that The Personal's claim advisor miscalculated the dates so i ended up getting charged, now they refuse to reimburse me because they think the invoice that i got from rental company is too high, they have their own rates apparently.and now its almost been 4 months since they attempted to contact Discount rental, nobody has replied yet and im still fighting them, worst experience i've ever had.if you ever happen to have any sort of accident that needs to be reported to them you better make sure they do everything right since they're clearly not competent enough to do a bear minimum at least.

I decided to sign up my motorcycle insurance with this company allthough previously I had a bad experience with them for my car insurance where they messed up my drivers license and birth date and charged me one premium and then upon renewal it went up. I thought I'd give them a second chance however this was a MISTAKE!!

Any way getting back to this story I bought my bike in may of 2015 and decided to insure it with the personal being the best rate I could find. after the riding season was done (oct 2015) I sold my bike and wanted to cancel my insurance however they told me there would be no cancellation fee. However when I went to cancel they told me that I have to pay $500. I asked for what they told me its to pay off portion of the premium due to seasonal.

I WILL NEVER BE INSURING WITH THIS COMPANY EVER AGAIN DO NOT INSURE WITH THEM THEY ARE A SCAM.

I recently switched to The Personal for my auto insurance. I unfortunately had my first claim and the experience I had with the insurance company was worse than the actual car accident. My adjustor NEVER called me back, despite numerous calls and voicemails. I would actually leave voicemails BEGGING him just to call me back. Finally, I called and asked for a different adjustor and they pretty much told me no. The person I was speaking to told me that as far as she can tell, my adjustor is doing what he's supposed to be doing because he had written some notes on my file. How am I supposed to know he's doing what he's supposed to when he NEVER calls me back. After making this complaint he still refused to call me back. It took him 4 weeks to tell me my car was a total loss even though he had advised me two days after my accident that I should remove my belongings from the car. It took 5 weeks to receive my cheque. They covered me for a rental for 2 of the 5 weeks in which I didn't have a car. DO NOT go with The Personal. Worst experience ever and I would hate for someone else to go through something like this.

They took off the insurance on the car that was in circulation! I was driving thé car without collision and responsibility for 5 months! They just told me that "we made a mistake and we would have covered you in case of a claim" i can imagine the hassle that I would have gone through if ever I had a big claim! I wanted some sort of a rebate or a credit for their mistake too keep me as a satisfied customer but they did not want anything! I will take find another company and cut them loose! Stay away from them and their parent company Desjardins!

ZERO Stars! Someone hit my parked vehicle and left the scene - witnesses recorded all info and called police - driver located and ticketed and police obtained all of her insurance info. Should be cut and dry for me but isn't - claims person originally told me (via a voice mail message) we would still have to pay deductable and for replacement rental - now won't return calls - appears to have zero interest in having another insurance company pay the claim. Now have been waiting for 30 mins on general line, waiting to speak with another claims person. Horrible experience - will be changing to another company as soon as I can.

I was shopping for car insurance, as my former insurer was getting too pricey. The agent at The Personal seemed nice enough, and the rate was oddly much lower than any company I had called, including brokers, esp for the area I live in and the car I drive. However, when asked if he could send me a copy of the quote detailing the premium along with the principle amount I would be paying for each type of coverage, he stated,

"Sorry, we can't do that. You need to sign up first, then we'll send you all the paperwork to review."

Shouldn't you send me everything first so I can REVIEW it and THEN sign off on the documents? Why would anyone sign up for insurance first and then look over the documents? That makes NO sense! Even with the lowest premium, their conduct of business seemed odd and when I inquired with another company, they said that what they asked of me was ILLEGAL!

I felt the agent rushed me just to sign me up.
Needless to say, I had to go with the 2nd best option I had.