Wawanesa Auto Insurance Reviews

By far the worst insurance company ever. Please do not consider this company. They deal with claims horribly. I’ve had to watch my family walk through a very difficult experience with them after being in a car accident more than 4 years ago. Things are STILL not settled. They are horrible! Save your coins and find another company.

Horrible! Wish I would’ve never gone with them and will never ever do it again. If they had zero stars I’d have picked that. Two years ago I hit a deer with my car. They waited over a week to get back to me till I finally called and asked when they’d pick it up and take it to the garage. The rude adjuster lady said I hadn’t called. I did but apparently, it wasn’t on file because they didn’t put it on file. My rental was over I had to move and my car was in the shop for another month to two months after because apparently, it would cost more than they had anticipated. Okay, understandable. It was around $8000 when they finally finished it. Now two years later I’m trying to sell it and under the VIN number it pops up as a $14000 claim on a car that originally was 17000. Yeah, a car I could’ve sold for 14000 now is selling for a lot less because of some conniving money-grabbing liars who don’t give a shit. Pleasant surprise to say the least. Don’t ever go to Wawanesa. The money you could potentially save will bite you in the ass later.

I've been a customer of Wawanesa for almost 15 years. I never missed a payment. I never made a claim. I've literally handed over thousands and thousands of dollars to them and never took a penny back.
I stayed quiet when they increased my rates by 50% overnight. The reason for the Increase was "we don't make enough money".
15 years never missed a payment.
I switch jobs and had a large gap between paydays, which is making it so I can't make a payment until midnight tonight when my money is deposited into my account.
They are telling me that my account will be cancelled a midnight tonight for non-payment.
So I just want to be clear.....
They are throwing away a 15-year-old customer over-literal minutes? My pay comes On April 14 at 12:01 am. They are cancelling my account on April 14, 12:01 am.
I'll say it 1 more time...
15 years!!!
Not a single payment was missed.
I bent over and took it when you drastically raised my rates overnight with no warning.
I ask for a very small extension. Not a month, not a week, not a day. I asked for minutes. And this is turned down?

If you ever have an issue (and it’s insurance let’s not kid ourselves, you will have an issue), this company is terrible to deal with. My claim experience was good however I believe that was due to a good staff member and not a good company. I am now over 4 months trying to get someone in management call me back. I have resorted to contacting the Ombudsman and even then they have limited ability to help. Pick a company that you can deal with directly and not a “broker”. Brokers used to be the way to go, they were your middle man for contact however brokers now are really just a means to a sale and a buffer between the customer and company!

First of all, their availability is incredibly inconvenient for most people. I work Mon-Fri 9 to 5, so this company not having anybody available to help me on evenings and weekends is incredibly frustrating.
I don't need to be paying what I do for my premiums as I'm willing to accept the minimum legally required coverage with the highest possible deductible. Plus, my address has changed, which should be saving me money.
But am I saving? No, because nobody will take my call to change the policy and address for me.
I just took time out of MY LUNCHBREAK to phone them on THEIR difficult schedule. They let me WAIT ON HOLD just to forward my call to the voice-mail. I could've accomplished leaving a message that will just be ignored AGAIN, without me taking time out of my lunch break to do so...
My advice, deal with literally any other insurance company.

Currently dealing with a total loss claim and I can’t get over the time this is taking for even an answer. 4 weeks ago and still no conclusion aside that it is a total loss and that’s about all. To get a hold of the adjuster was well over a week after the claim was made and she is honestly the worst, crankiest, rudest person I have ever dealt with. Hangs up the phone on you and has even got to the point saying she will no longer take my calls and I will only here from here once the claim is completed by mail only. All because Of me checking in every few days to see if there is any progress. This company doesn’t give a shit about their insurers just how to make a buck. I’m absolutely amazed at how stressful this has all been. Thank god for my broker keeping me sane while dealing with this adjuster.

The rates are too high. My wife and I had been with them for over 15 years. Whenever my rates were supposed to go down the next year they went up. I finally had enough I started shopping around finally came across another insurer a third of the cost of Wawanesa's rates. Just think I was paying $4500 with Wawanesa got my quote from another insurance for $1600 how do you think I felt. Wow, I suggest you don't go with Wawanesa and just shop around. By the way, then I cancelled my insurance with Wawanesa I was into the first month of my policy I cancelled on the 29th of November 2021 that charged me over $1188 plus they want another $788 from me that's almost $2000 for 1 month of service and early cancellation so yea don't even bother with Wawanesa they only care about their profits!

Warning!!! Do not do with this company. Been almost two months of being ignored just to be given a low ball offer on a car that shouldn't have been written off. They are a scam. You've been warned if you read this

I have recently had a pretty bad experience with this company. I would strongly recommend you think twice before considering them for your insurance needs. Back in 2018, I had an accident, a minor accident in which there was no claim paid. The Wawanesa representative I dealt with was awful to deal with and was not on my side at all and would not reply to my inquiries. This individual was responsible for determining fault, as well as dealing with claims yet she didn't even understand the Alberta Traffic Act. I was shopping around for insurance quotes, upon doing so discovered they had placed an at-fault accident on my file. They did so without consulting me about it. Further, the fact that they didn't pay out the claim in this accident tells me that there wasn't enough fault to do so. My opinion is that this was placed upon my file to prevent my being able to get a better deal on my insurance elsewhere.

I had an accident about 2 weeks ago and still I have not got my claim processed. They are finding ways to deny my claim. Bad experience