AMA Auto Insurance Reviews

Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness.

Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts feb 1) and they want to charge me another $104 for I don't even know what to be honest and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it.

Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.

Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness. Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts Feb 1) and they want to charge me another $104 for I don't even know what, to be honest, and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it. Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.

Please do not use this company if possible, they are very selfish people. Just because my company is registered under my address, they declined my house insurance. Also, they refuse to cancel my car insurance and keep charging me for car insurance.

I have been a client of AMA for almost 5 years and to be honest I dont know why I stayed so long. Ive had one claim that they put me at fault because they were to lazy to contact the at fault drivers insurance company. This put my monthly amount up to $220 for a single driver and one vehicle.(no previous accidents or tickets) I recently decided to change insurance companies and I feel stupid that I didn't sooner. AMA has screwed up multiple times on my billing, on my claim, pretty much everywhere they possibly could. When I went to my new insurer they said I had no accidents on my record. (AMA screwed up again surprise surprise) I went to cancel my insurance through AMA and they wanted to charge me $120 bucks cause I haven't given them enough of my money! Im glad I switched because now I pay $80 a month for the same coverage!!! (Switched to RBC Insurance and the associate was very knowledgeable and helpful!)

ONE thing they have to do, just one. Send the application for signing! 3 attempts later for ME to tell THEM to send me docs for signing, and they still can't get it right!
at one point the doc they sent me was to cancel insurance- not sign up for it!! monkeys on the phone, and the supervisor was no better!!
I don't know what happens if you have a claim, but a child could email a document, these dummies, well, i dunno whats going on!
I will switch next year.

Having just moved to Alberta from Manitoba, my husband and I went to AMA to take care of all our driver licensing, registry, Ab Health Care needs, and hopefully Insurance. We experienced a very genial but apparently disorganized agent, and took from May 17th until May 31st to finalize our insurance and find our premium, despite clean driving records and accident claims free experience, was exorbitant. All our information was received by May 19th, except my Claims Experience Letter which had not gone through on Manitoba Public Insurance's fax. It was up to me to check in with the agent to determine if the info had been received, and on May 31st after not hearing back, I e-mailed to find that it had not. I made a quick call to MPI and AMA had the forms that day. After endorsing the policy I felt the premium was excessive and went to another Insurance broker and got better coverage for close to $500.00 less. Now, I am dreading cancellation fees. Not at all happy with AMA Insurance!

My car was a write-off following a collision. They continued to charge me my monthly insurance rate long after my car was taken away. This was because, according to them, I failed to call their insurance department following my call to their claims department after the collision occurred. They informed me there is no intracommunication within the company amongst the departments, so the duty fell to me to make sure my insurance was cancelled. However, at no point was it expressed to me that a second call had to be made. I do not recognize this as common knowledge, considering the multiple people I have spoken to who have also made collision claims and who have never come across this issue of having to call multiple departments (and then being penalized for not doing so).

I had never been involved in a collision before and had never made a claim. I called the claims department, informed them of what had happened, and did not receive any instructions or advice on how to proceed. At that moment, I felt safe and secure with the idea that my insurer was taking care of the resulting mess. If I am paying $200+ a month, then I would expect to feel secure following an accident, trusting my insurance company to take care of those items which fall within their realm. Obviously, my trust was misplaced.

They refused to reimburse me for the monies that had been removed from my account and proceeded to charge a cancellation fee for "cancelling" my insurance coverage. The overall experience made me feel like a walking dollar sign as opposed to a person. If you are looking for a false sense of security, then AMA is the place to go. However, if you are ever in need of making a claim, you can be assured that they will make no effort in absorbing the shock of the process.

To be fair, my prior experiences with AMA in dealing with their sale representatives were generally positive. That being said, people are usually all smiles when they're attempting to get one's business. Keeping it, on the other hand, is a huge AMA failure.

tl;dr AMA is useless if you're making a claim, and -- really -- the whole point of an insurer is to be useful when you have to make a claim.

My husband bought his first vehicle and when trying to get insurance, ended up signing a policy with AMA. The premium was outrageous but we weren't in a position to change providers at that time. We had a monthly payment system set up, but honestly did miss a couple payments. We're were always at the branch later that day or the next day with cash in hand to pay.
The policy was up for renewal and we knew they probably were worried about us so we went into the branch to resign and offered to pre-pay there months, as a sign of good faith. They told us it wasn't a problem and not to worry, and that the policy had been auto-renewed at the same price and terms.

About a month later we were pulled over (burnt out brake light) and provided our insurance pink card, registration and license and the officer went to verify it all. He came back 10 minutes later informing us our pink card was invalid and the policy had been cancelled. We had absolutely no idea what he was talking about. Husband called AMA Goodman's and was informed that on the 1st premium payment due date, AMA had tried to deduct the entirely annual premium, which obviously had bounced. They had then cancelled the policy as a result and had mailed a notice to us yesterday (obviously hasn't arrived yet).

As a result, we were running without insurance and were handed a $5k fine. The officer was sympathetic and while he was supposed to have vehicle towed to impound lot (at our expense) and held until set could provide proof of insurance, he let us call a tow truck and tow it home (3 blocks).
We reinsured with a different company through a broker that evening and won't ever go near AMA again.

NEVER, and I say NEVER go with AMA... Higher rates, extremely cumbersome process to get the policy set up and when I found a better rate and tried to cancel my policy, my surprise was AMA charging me an early cancellation fee plus almost 40 dollars for a 2-day coverage... STAY AWAY.

my car was involved for an accident two months ago. i inquired and able to talk to the assigned adjuster. her name is patricia v. With in two months, we only contact each other for 2 -3 times. First call i made was to inform about the accident and inquiry. just short talk. Second is to know the update , to let us know how much is the damaged and we might pay out of pocket and last was to re update as its been weeks. Since we received a call from rcmp asking about our report, i needed to call her . It is very hard to get thru and cannot reach her line. As a costumer, i am very worried of the amount of damage and the anxiety of waiting for long affects. i left a contact number for her to call me back to. So happy that she was able to call me back after several tries reaching her but only to hear a "rude" voice from her saying, "i am extremely busy person, I will call you when i got an answer from other insurance company" ", you keep asking the same question over and over again" (which i didn't, we just talk 2-3 times but i didn't asked over and over again). I wish the supervisor could hear our conversation. I was calm but so disappointed and so frustrated. She keep saying i will call you as soon as i get an answer but when? she said it can reach two year to settle??? for god sake...I have been with AMA since i start driving and this is my first time to complain. i am not a complain person . God knows but this time i feel so hurt and frustrated.. I even tried to ask more question in regards to accident but you can hear irritation and seemingly she wanted to cut off the only or she is the rush keep saying she is extremely busy person. i asked if where can i get an answer to my question or if i can change her as my adjuster but said "unfortunately not". i understand she might be busy as she keep on mentioning, but that is her job. I am also busy with my job and my personal but i am trying to escape from my job just to call AMA to get thru promised service. We pay expensive monthly premium for that service yet not so worth. paying very consistent but to answer question is so hard and she wanted me to wait until she get answer? when? what if it takes 2 years as she mentioned ? should i not be entitled for an update so we would know what to do ? She just dont know the anxiety we feel waiting for the update.i told her she could have say it in a nice way not being rude and explain to me about the insurance thing . she must always remember i am a costumer and she provides service. I am not even harsh and talking in a nice way yet she feels irritated. I wish the manager could discipline and not tolerate that kind of attitude. For now, i just feel so bad...