AMA Auto Insurance Reviews
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Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness.
Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts feb 1) and they want to charge me another $104 for I don't even know what to be honest and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it.
Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.
Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness. Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts Feb 1) and they want to charge me another $104 for I don't even know what, to be honest, and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it. Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.
If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
My mother had home and auto insurance with AMA. My mother passed away on May 18 and on June 2 I contacted AMA to cancel her policies. I was asked to submit her Funeral Directors Statement of Death which I did by email. In my email I formally requested cancellation of her policies and asked to be contacted if anything else was needed to complete my request. I received a confirmation email that they received my request and I heard nothing from anyone at AMA so I assumed everything was closed.
The following month I noticed that two withdrawals had been made from my mothers account. AMA had withdrawn payments from her account despite my request to cancel and submission of proof of her death. I called in and the agent I spoke with advised that yes they had received my documents and that their "legal department" was still processing my request. I asked the agent how they could take money from a client they knew was dead and she was quite rude in her reply that I just "be patient".
As of today's date they have withdrawn six payments from my mothers account, I have not heard back from AMA or their so-called legal department. They won't respond to my email and I keep being told that a supervisor will call me but nothing. I don't know what else to do and feel that they are actively and knowingly stealing from my late mother. The lack of compassion and responsibility to do the right thing is shocking from such a well known company.
We have been with AMA for over 50 years. We have had quite a few claims over this time period. The agents are always very helpful, professional, and understanding. The agent processed our recent claim quickly. She provided us with a list of authorized body shops in our area. She advised of additional coverage such as a free rental car during the repairs. She even booked the rental for us. AMA always provides value for the money. We would not go any place else for our insurance needs.
I've been with AMA for 3 years and have never had a claim. My new car 7000 km on it caught fire outside my house it's on camera and I've provided fire investigators and AMA with photos.
Ama authorized a rental because I've got full coverage including loss of use well two days after authorizing it the claims officer decided that I'm not intitiled to a rental because fires don't happen everyday so to her it's suspicious ( foul play was ruled out by the fire dept when they reviewed camera and reviewed car ) I argued and was told by her supervisor if I can afford a new car I can afford my own rental.
Now they are supposed to be doing an investigation and the cars been sitting outside my house burnt for three days, I'm not an investigator but wouldn't a scene be contaminated after that period of time ?
My biggest thing is from the moment I called ama they made me feel like I did something wrong, they took away the rental that I've been paying for years for just in case and told me to pay for my own I even had the insurance manager go to claims saying I'm covered and they still said I'm not getting one until they do their investigation. All I can say is I feel horrible for recommending AMA to friends and family and if you are thinking about ama please don't do it they are a huge corporation who does what they want policy doesn't matter signed documents are ignored ama was fantastic until I actually needed them.
Thank you
Kevin S., Edmonton Alberta
They provide a quality cancer. The customer service audio is low quality, rude, and condescending.
AMA has given us a competitive quote on a car/home package. However, when I was involved in a fender bender where the other party was claiming far too much, they readily paid out what was claimed rather than investigating. When I insisted on looking at the damage the other party was paying, I found they were accepting fuzzy photos sent by the other insurance company which showed nothing. I left them feeling they had no interest in protecting my interest but just simplifying things for themselves at my expense.
I've only had one insurance claim with AMA and it was a good experience. i had $8000 dollars of cosmetic damage from severe weather and within 2 days my insurance appraisal was complete and was instructed to proceed to finding a repair shop. ill be the first to admit AMA is little on the pricy side but i have never had an issue with customer service, lack of transparency, registration of vehicles and insuring of vehicles/home. if you are looking for cheap insurance, there is a reason you get cheap insurance.
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Please do not use this company if possible, they are very selfish people. Just because my company is registered under my address, they declined my house insurance. Also, they refuse to cancel my car insurance and keep charging me for car insurance.
AMA auto insurance is not competitive. No demerits, one 3yr old speeding ticket. 3-year customer. Their renewal quote $300 per month higher than others. Big new buildings to pay for and lots of dead weight in the offices.No wonder they were ripped off millions by an executive employee.Foxes guarding the hen house.