BCAA Auto Insurance Reviews

I had an extremely clean driving record, no traffic violations ever and no accidents until a late 2022 when a crazy person ran a red and hit me turning left. Their insurance company ruled, it was my fault because I was turning left even though I had a witness stating otherwise regarding the red light. BCAA said not to worry, don’t spend any money fighting it since I have 1 accident forgiveness anyway. When it came time to renew, they upped my insurance almost $2000 regardless. Apparently the underwriter can do whatever they want and they don’t have to honour 1 accident forgiveness that I paid for! Unbelievably awful company. Bottom line, YOU Can't trust BCAA… they have no integrity and do not stand behind their word. Both my husband and I had left and saved hundreds for same coverage by leaving this horrible insurance company.

I needed a battery boost and when I called BCAA to request help, it was not disclosed over the phone that Immediate Access to Roadside Assistance costs and extra $50 + plus basic membership of $80. When the facts are not mentioned, it feels like I was scammed by BCAA, The facts were not fully disclosed. I had mentioned over the phone several times that I wanted the cheapest/best value membership but I was quoted $136. Had I known that I could have only paid $80 for membership, then I would have requested someone to give my car a boost instead. They also force automatic renewal at the end of the year! You don't have consent if you would like to renew or not! This is truly a scam BCAA! I would never buy Home Insurance from BCAA. I would never by Travel Insurance from BCAA. I would never recommend anyone to use BCAA. Buyer Beware!