BCAA Auto Insurance Reviews

I had an extremely clean driving record, no traffic violations ever and no accidents until a late 2022 when a crazy person ran a red and hit me turning left. Their insurance company ruled, it was my fault because I was turning left even though I had a witness stating otherwise regarding the red light. BCAA said not to worry, don’t spend any money fighting it since I have 1 accident forgiveness anyway. When it came time to renew, they upped my insurance almost $2000 regardless. Apparently the underwriter can do whatever they want and they don’t have to honour 1 accident forgiveness that I paid for! Unbelievably awful company. Bottom line, YOU Can't trust BCAA… they have no integrity and do not stand behind their word. Both my husband and I had left and saved hundreds for same coverage by leaving this horrible insurance company.

2 times I had to call BCAA for towing my motorcycle. Both times the wait time for the tow truck to come was more than 2 hours. Basically, BCAA is a middle man between you and a tow truck contractor.

I had the worst experience with bcaa. My car battery died and I needed a new one soy fiancé called and booked an appt but we later had to change the appt time to a later time because I’m the one with the membership. We changed it to 7pm as I wouldn’t be home till then because of work and the support line person told me that it would not be a problem at all… I then got a call at 7:10 telling me that I would have to wait 2 hours or till the next morning, so because I work I decided to wait the 2 hours… got another call an hour later saying that all of the battery replacement people went home sick… ok fine, rescheduled for the next day at 7pm and the lady on the phone told me she would make a note saying that they HAD to make it to me since I had already been rescheduled… the next day comes and at 7pm I get a call saying that they don’t know why I was scheduled that late as they have no one working that late that can help me.. so I had to schedule for the next morning (this is day 3) for the first appt that they had which was 6:15.. they didn’t show up till 8. The only good part about this whole experience was the guy that changed my battery, he was very nice and got the job done quickly but even he couldn’t believe what had happened to me. 5 stars for the battery man, 0 for everything else.

I just need to remove the named driver on my optional car vehicle.
They said I have a lease car that doesn't have a blanket letter (European car).
I need to get a letter from my dealership in order to do it
It's such a waste of time. I waited on the phone for over an hour ( So lack of people working) and I got the answer to getting a blanket letter first!
She works in Prince George, but at the location in Vancouver, the agent will fax the request over to the least company and do that for you. So double standards inside the company.
JUST DON'T DO optional with them if you have a European lease car!!!

I’m not sure what’s going on at BCAA but the overall usefulness is terrible. I’ve been a member for many years but will now be cancelling. I literally cannot renew my insurance at the South Surrey BCAA because they never have enough agents and always tell you come back another day.
Roadside assistance takes hours for the simplest battery boost.
Not recommended!

When my 5-year-old car was totalled, BCAA offered $8000, basing the offer on a Mitchell report, and refused to discuss any other amount, despite receiving me a 34-page submission with documented evidence.
I asked for arbitration, and BCAA offered no help whatsoever in initiating the process. Eight months after the accident, the arbitrator ruled that the value of the car was $12000, or 50% more than BCAA's non-negotiable offer.
It is impossible to imagine any insurance company with more difficult or less satisfactory results. Do not buy insurance from these people.

Be careful: the company relay on third-party towing Trucks. If they don't find anything around, you will have to wait in the middle of the highway for 3 or 4 hours.

Every time you try and call expect to be put on hold for at least an hour. The recorded message says "we are experiencing higher than normal call volumes" but this is every single call. It is just disrespectful of its clients, It sours the entire experience.

Had car issues. They took over 3 hours to confirm they were coming. Left car with keys inside late at night. At 5 am the next morning I find out they never showed up to get the car. The next day was Nov.11th and they were closed. Never got a message or heard from them regarding the claim. First time using BCAA and the last time. Ridiculously unprofessional company.