Gore Mutual Insurance Company Auto Insurance Reviews

We have had small business insurance through Gore Mutual over the past several years. We had the unfortunate situation arise where we filed a claim. The claim was denied and when we questioned why we were lied to by the adjuster. We were told by the adjuster that "case law" was used in part to determine the outcome. When we asked for the back-up references to case law we were advised by the adjuster's supervisor that this was in fact not the case that they did not refer to case law. The adjuster made a "mistake". They then provided us copy of the paragraph from our policy as reference to why our claim was denied and to date have been unable to justify how it relates to our situation. Our conclusion is that we bought a policy that we were told would meet our needs and in the end when a situation arose Gore Mutual refused to back our insurance policy. We paid $50K out of pocket. It has been tremendously stressful and very expensive dealing with Gore. We are in the process of filing a lawsuit. We hope that in publishing this review it will help other small business to seek coverage at a professional and ethical organization. Please be wary if you are already dealing with this company.

Zero Stars. "Gore" will turn on you in case of an accident. I was involved in a hit and run collision which I proved to "Gore" by obtaining officer notes. They completely ignored me by not responding to me and would not take my calls after they determined I was 100 per cent at fault. I took every step necessary to get the adjuster to look at my claim. No luck. I jumped through hoops to get the decision over turned using the help of Police. It has been 1 year since my accident. "Gore" will not protect you. Stay away from this company at all cost. You are better off donating your money to charity because you sure will not get covered in case of an accident. Today, I have learned I am involved in litigation due to outstanding storage bill that "Gore" will not cover even though I was not at fault. I will be contacting local media in regards this matter to shine the light on "Gore's" practices. To the paid actors that leave 5 star reviews. Stop it. Lies stink. Don't believe me? Public records are available for anyone to see. By providing this review I hope it's not to late for you. Feel free to contact me If you have any questions.

My mom was with this company for more then 12 years and when we got our driver licenses, she inquired about quotes in order to add us to the insurance. They came up with a quote of 6,890$ a month. It was too expensive, but the broker absolute insisted we would be added as "excluded" drives. That's not a problem, their prices are to high and we literally never drive. The next bill my mom received was 359$ when she usually paid 90$ a month. We contacted them for further explanation, and they actually changed my mom to a "high risk" status since there was a possibility other house members drove the car even though all members are officially excluded. That made no sense. But it shows what kind of filthy scums these brokers in Ottawa are. I highly recommend you go with Belair or CAA. They are fantastic with us now.

I was involved in an motor vehicle accident with a Gore Mutual Ins. Company insured and I called them to file a report. They asked if I was the insured?, I said No but I wanted to report the accident. They said they wouldn’t take the information?, and that the insured must call them? I said what if the insured doesn’t call? The reply was I have to notify my insurance company which would require me to pay a deductible expense? I restated that the fault was assigned to their insured by the investigating officer and Gore Mutual Insurance Co. was the responsible party for paying the claim! They said that Company policy was that they will not take my report or claim!

I’m so glad that I don’t have them as my Insurance company, they sure have a user and business friendly response team that I wouldn’t want representing me!!!

My gramma added me (a 30 year old man with clean record) to her Insurance policy as a second driver. She was told by the broker that her rate would not increase. When she received the bill a month later, it had increased to over $250 per month from $104. She inquired about the increase and was told I (with no claims or tickets) am a high risked driver and must pay high risk rates. I was unable to get in touch with the broker during regular business hours. I called the company I was previously covered with and got a quote. What a surprise!! $138 a month for the exact same car and none of this "high risk" malarky! My gramma promptly called to cancel her plan. Well all of a sudden they were able to pull some strings and come up with a new rate... $138 a month! Obviously we severed ties with these people. My Gramma is in her 80's and very innocent. I would compare Gore insurance to the kind of people that steal the poppy donation box. If you have an elderly family member insured with this company, please make sure they are not being taken advantage of.

They have me a quote for $115 and were supposed to take it on monthly basis but instead they charged me $195 and took 6 months in one shot...I was shocked when I saw my statement. The didn't even bother notifying about any of this! Brutal....