BMO AIR MILES World Elite MasterCard Consumer Reviews

Generally this card is of good value (though less so now that they dropped the Air Miles discount from 25% to 15% for a flight) and Air Miles have decreased the numbers of flights they offer for base fare. Beware of the travel insurance. We had just embarked on the first leg of an out of country trip, travelling from a small community to a larger centre within the same province where we had an overnight layover before we caught our flight out of country. Due to a medical emergency, we had to cancel our trip and return home. Even though we had not reached our destination, or even left the country, Alliance-Global considered our trip to be interrupted, not cancelled, and did not refund costs associated with our original flights or expenses associated with being stuck away from home waiting to return home. If you are attracted to this card due to its insurance, be wary and read the policy very carefully. It is likely you will need to buy additional insurance to get proper coverage while travelling, which defeats part of the reason for having a credit card like this that has high annual fees.