BMO AIR MILES World Elite MasterCard Consumer Reviews

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
The Bank is forcing customers to upgrade and cancel old cards without giving customers advance notice. 3-5 hour call center wait times to be told this is why the transaction was declined. Totally unacceptable customer experience while the annual fee was paid on the current card that expires in 2025. Brutal that banks can get away with doing this shit and regulators do nothing.