BMO AIR MILES World Elite MasterCard Consumer Reviews

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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The annual fee is quite expensive
Airmiles program has had some set backs and thus the linkage to the rewards via this card are less valued to me.
Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
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I really like that I can collect airmiles. I wish that they offered more miles for what you spend. I have never had challenges with my card and customer service is fine.
I find that the rewards are good but the annual fee tends to be on the expensive side compared to other cards